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I got a hard pull on Experian today through chat and denied a cli with Macy's. I'm sick over it, I was expecting only a sp! Everything I read said only sp and that they were easy to get a limit increase. NOT TRUE for me.
My limit was $600.00 and I've had the account for 4 months. My balance is just over $300 and I've been paying it in full every month. I have Experian Credit Tracker service which shows my report everyday. I'm just coming off an app spree and didn't need another HP on my report.
Thanks, I'm just going to cry into a glass of wine!: