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Did I get approved?

Established Member

Did I get approved?

So my credit score is 631 and I figured that was still.low to.get a secured card so I went to the bank.of america web site and filled out the pre approval form figuring it would suggest the card for rebuilding credit. Well it suggested I apply for the card with low intrest. So I have it a shot and they said they couldn't decide now and they would send a letter. Well....we all know that usually means denial. But.could I still be.approved? Seeing as how that is the card they recommended I.apply for? Anyone familiar with.bank of america?
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3 REPLIES
New Contributor

Re: Did I get approved?

It means that they will have to do a manual review because your score was not high enough to get approved by the computer at bank of america

The credit score is low and i guess it will be tough to get approved

it also means for you to call to get a analyst to look at it

 

good luck and i hope you get approved

Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
Message 2 of 4
Contributor

Re: Did I get approved?

BoA is weird with their pre-approval site.  When you put in your info it has to say Mr./Mrs. X, You are PREAPPROVED for.......

 

if it doesn't give that message and just sends you to a page for a card, it's not a preapproval. 

Message 3 of 4
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Senior Contributor

Re: Did I get approved?

@ Blurbz
i agree..if I login with my account credentials I do not get any offers but external my desired card is in pre-approvals. called and was told of course you will be appoved.....so strange..LOlL
will pc over in about two weeks Smiley Happy
Move the mouse over the cards for detailed view!
....Last HP 01 NOV 2016...............
Message 4 of 4