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Which Capital One Cash Rewards card did you apply for? They have two versions...one for Avg and one for Excellent...
Yes, When you opened that cc with those ridiculous fees! I'd dump that card asap and never look back. There is a time for everything and maybe
you got a little excited but your cr will recover all you really need right now..is... PATIENCE!
Close Credit One.
Not worth all of the fees. You have another card with good history, dont let them take you for your money.
As for screwing yourself, it is what it is. No more apping until the refi is done.