Re: Did a CLI increase on my AMEX Costco Card Soft... - myFICO® Forums

IcEWoLF · ‎08-01-2013

Been with them since 2008, never requested for a CLI, my CLI was at 3000, so I requested an increase to 10,000, they instant approved me for a limit to 7,100, which is not bad from 3000.

Now my question would be, is this going to be a hard pull or a soft pull?

I did this through their online banking, and on the request page it never mentioned anything about hard pulls or soft pulls.

myjourney · ‎08-01-2013

@IcEWoLF wrote:
Been with them since 2008, never requested for a CLI, my CLI was at 3000, so I requested an increase to 10,000, they instant approved me for a limit to 7,100, which is not bad from 3000.

Now my question would be, is this going to be a hard pull or a soft pull?
I did this through their online banking, and on the request page it never mentioned anything about hard pulls or soft pulls.

Congrats on the SP CLI

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

MsLadyRover · ‎08-01-2013

Congrats!

Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
Take the FICO Fitness Challenge

manwoot · ‎08-01-2013

@IcEWoLF wrote:
Now my question would be, is this going to be a hard pull or a soft pull?
I did this through their online banking, and on the request page it never mentioned anything about hard pulls or soft pulls.

Soft pulls with Amex.

09Lexie · ‎08-01-2013

Congrats...yes, it was a sp

Closing Credit Cards

The Definitive Amex 3X CLI Guide

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IcEWoLF · ‎08-01-2013

Cool beans! I am glad AMEX is an awesome company that only does SP instead of HP!

I've always paid my balances in full since I had it and never been late on any of my cards payments since I have all of them on auto pay.

I will probably talk to them again in a year or two to request another increase, but for now I am happy with my Limits!

resilient · ‎08-01-2013

Congrats, and don't forget to update your siggy!!

Amex Platinum Amex PRG Amex Hilton Surpass ($7k) Citi AAdvantage WEMC ($20k) Citi Hilton Honors VS ($6.8k) Dillard's Amex ($7.5k) Discover it ($6.5k) FNBO Chrysler MC ($30k) Military Star Card ($4.8k) Nordstrom VS ($25k) PenFed Power Cash Rewards VS ($20.5k) Ritz-Carlton VI ($54.5k) Starwood Preferred Guest Amex ($10k) Susan G. Komen WMC ($38k) Kinetic CU Visa ($10k) US Bank Cash + VS ($16k) Sears MC ($6k) USAA Limitless VS ($15k) Walmart MC ($7.5k) AAdvantage Aviator Silver WEMC ($11.3k)

myjourney · ‎08-01-2013

@IcEWoLF wrote:
Cool beans! I am glad AMEX is an awesome company that only does SP instead of HP!
I've always paid my balances in full since I had it and never been late on any of my cards payments since I have all of them on auto pay.

I will probably talk to them again in a year or two to request another increase, but for now I am happy with my Limits!

You can ask again in 6 months for more

No need to wait a year or two

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

IcEWoLF · ‎08-01-2013

I am glad I found this website, I actually started visiting this site when I first got my first ever CC.

My first ever credit score (FICO) I ever got was from this site too.

Now just sit back and keep building that credit and hopefully hit the 780+ mark by year end by staying off any HP's.

djc1puno · ‎08-01-2013

congrats on the cli!

GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
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Did a CLI increase on my AMEX Costco Card Soft Pull or Hard Pull?

Did a CLI increase on my AMEX Costco Card Soft Pull or Hard Pull?

Re: Did a CLI increase on my AMEX Costco Card Soft Pull or Hard Pull?

Re: Did a CLI increase on my AMEX Costco Card Soft Pull or Hard Pull?

Re: Did a CLI increase on my AMEX Costco Card Soft Pull or Hard Pull?

Re: Did a CLI increase on my AMEX Costco Card Soft Pull or Hard Pull?

Re: Did a CLI increase on my AMEX Costco Card Soft Pull or Hard Pull?

Re: Did a CLI increase on my AMEX Costco Card Soft Pull or Hard Pull?

Re: Did a CLI increase on my AMEX Costco Card Soft Pull or Hard Pull?

Re: Did a CLI increase on my AMEX Costco Card Soft Pull or Hard Pull?

Re: Did a CLI increase on my AMEX Costco Card Soft Pull or Hard Pull?

Did a CLI increase on my AMEX Costco Card Soft Pull or Hard Pull?

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Did a CLI increase on my AMEX Costco Card Soft Pull or Hard Pull?

Re: Did a CLI increase on my AMEX Costco Card Soft Pull or Hard Pull?

Re: Did a CLI increase on my AMEX Costco Card Soft Pull or Hard Pull?

Re: Did a CLI increase on my AMEX Costco Card Soft Pull or Hard Pull?

Re: Did a CLI increase on my AMEX Costco Card Soft Pull or Hard Pull?

Re: Did a CLI increase on my AMEX Costco Card Soft Pull or Hard Pull?

Re: Did a CLI increase on my AMEX Costco Card Soft Pull or Hard Pull?

Re: Did a CLI increase on my AMEX Costco Card Soft Pull or Hard Pull?

Re: Did a CLI increase on my AMEX Costco Card Soft Pull or Hard Pull?

Re: Did a CLI increase on my AMEX Costco Card Soft Pull or Hard Pull?

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