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Super Contributor
concorduser
Posts: 6,025
Registered: ‎09-18-2007
0

Did any one got CLD from Citi lately?

I just got CLD on BOA/FIA Cards. I am wondering if Citi is also started doing CLD on their cards. I have two good Citi Cards and I dont want to risk getting CLD from Citi. I guess I am going to go back to start using my Debit Card from now onwards. 
Valued Contributor
athensguy
Posts: 1,291
Registered: ‎02-26-2008
0

Re: Did any one got CLD from Citi lately?

I have not heard of any "economy" CLDs from Citi. They have been known to CLD for negatives.
Regular Contributor
Locksley123
Posts: 128
Registered: ‎02-13-2009
0

Re: Did any one got CLD from Citi lately?

I have 2 pretty good cards with citi which I use regularly and keep relatively high balance. I called them and asked specifically if they plan CLDs for the future and they said "no". Whatever that means.
Regular Contributor
FocusOnFICO
Posts: 180
Registered: ‎05-01-2009
0

Re: Did any one got CLD from Citi lately?

You may want to consider (if you get a cld) using the cards, but paying off the charges before the statements hit.  This strategy helps with util.


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Senior Contributor
smallfry
Posts: 4,831
Registered: ‎04-20-2007
0

Re: Did any one got CLD from Citi lately?

CLD back in December on my Citi Pro card for under utilization of a 14K limit. Knocked it down to 2K I called no go said good bye closed the card.
Established Contributor
plasticguy
Posts: 556
Registered: ‎02-21-2008
0

Re: Did any one got CLD from Citi lately?

The exact same thing as written above. Same card. I was at 15K. They knock it down to $2,300, called and got it back to 5k. Apr is still 6.24%
Super Contributor
concorduser
Posts: 6,025
Registered: ‎09-18-2007
0

Re: Did any one got CLD from Citi lately?

BOA / FIA cards refused to restore my credit limit back. I am going to start using my citi cards which has decent limits.

Senior Contributor
ilovepizza
Posts: 3,071
Registered: ‎05-17-2007
0

Re: Did any one got CLD from Citi lately?

[ Edited ]
Citi has left my CL alone so far.
Message Edited by ilovepizza on 06-05-2009 01:26 PM
If we never set higher goals we would never get as far.
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