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Did my secured card change?

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alyssamarie
Regular Contributor

Did my secured card change?

My capital one secured card shows up as "Capital One Platinum Mastercard" on my cap1 account and on credit karma. I can't remember if it's always shown up as this or if it used to say secured in the description. I also noticed that I have the option to request a credit limit increase online now, instead of just depositing money to increase my limit. Has my card changed from secured to unsecured or has it always shown up as a platinum mastercard? When I saw it, I thought it changed names but of course I can't remember for sure now! If you have the secured card, what is it called on your account? Thanks!

Discover It $1k | Chase Freedom $1.2k | Barclay Apple $1.7k | Target $1k |TJX Rewards $1k | Walmart $900 | Macy's $800 | American Eagle $750 | VS $750 | LOFT $500 | Express $350 | Cap1 Sec. $200 |

AU: Amex BCP $5k | Barclaycard Arrival $3k | Amazon Visa $2k | Chase Freedom $2k | Discover It $1.5k

Gardening as of 02/04/14
Current TU FICO 701 | Goal 1: 700✓ met on 2/18/14 | Goal 2: 720


Message 1 of 6
5 REPLIES 5
alyssamarie
Regular Contributor

Re: Capital One Secured Card

just realized this might be better in the credit cards section, feel free to move it

 

still getting the hang of the forums

Discover It $1k | Chase Freedom $1.2k | Barclay Apple $1.7k | Target $1k |TJX Rewards $1k | Walmart $900 | Macy's $800 | American Eagle $750 | VS $750 | LOFT $500 | Express $350 | Cap1 Sec. $200 |

AU: Amex BCP $5k | Barclaycard Arrival $3k | Amazon Visa $2k | Chase Freedom $2k | Discover It $1.5k

Gardening as of 02/04/14
Current TU FICO 701 | Goal 1: 700✓ met on 2/18/14 | Goal 2: 720


Message 2 of 6
myjourney
Super Contributor

Re: Capital One Secured Card

Bump for help Smiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 6
Jasir
Frequent Contributor

Re: Capital One Secured Card

You likely simply never noticed how Capital One reports before and nothung hass changed. I have never heard of Cap One completely unsecuring a secured card (they emphatically make it clear its imposible). In my experience my Capital One secured did not report as secured. Also, the platinum designation likely never changed either. But to confirm just have a chat with the CapOne reps.



Amex BCE: $2600 - Bank of America Cash Rewards: $4800 - Barclaycard Rewards: Jefferson Collections - Capital One Quicksilver: CO - Chase Freedom: C0 - Merrick Bank: $1400 -
Message 4 of 6
bigblue7722
Valued Contributor

Re: Did my secured card change?

If a capital one secured card ever became unsecured it would be like world war 3 in this forum lol. Capital one will never do it. They want more hp on your credit report
AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.
Message 5 of 6
notfancy
Valued Contributor

Re: Did my secured card change?


@alyssamarie wrote:

My capital one secured card shows up as "Capital One Platinum Mastercard" on my cap1 account and on credit karma. I can't remember if it's always shown up as this or if it used to say secured in the description. I also noticed that I have the option to request a credit limit increase online now, instead of just depositing money to increase my limit. Has my card changed from secured to unsecured or has it always shown up as a platinum mastercard? When I saw it, I thought it changed names but of course I can't remember for sure now! If you have the secured card, what is it called on your account? Thanks!


No, it didn't change. That is how it always shows on their site, and any other. It doesn't report as a secured card anywhere. That card will never un-secure. I tried through the EO route and every thing.

625 EQ FICO Current Score: 660 DCU EQ FICO/ 645 Scorewatch EQ FICO , EX FICO 664, TU FICO 737 (08/2014)
Goal Score: 700   Seedling again as of 07/29/14
Message 6 of 6
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