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Today I went with a friend to Jared's so she could pay her bill. Once we got there, she realized that she had left her checkbook home. The CSR asked her if she had her credit cards, and she said yes. The rep told her that she could use her credit card to pay her Jared's bill!!!! He says they allow that and that it only shows up as a purchase from Jared's on the credit card!!! Theoretically, one could get a lot of reward/bonus points from paying a Jared's bill!! This is the first time I have heard of a credit card allowing payment via another credit card, and thus racking up rewards!! Anyone else?
@Epcot wrote:
I have never heard of this.. I could have some serious points racked up. Hmm. I guess I might try this next time I am in. Hope it's true.
I saw it with my own eyes!! If I had a Jared's card I would be all over racking up reward points for paying that card!
I think I'll try this at Kays next week. Thanks for sharing and I'll report back on it.
@kimmiller112 wrote:I think I'll try this at Kays next week. Thanks for sharing and I'll report back on it.
Please do!
I called them about my acct and they confirm that you can pay with a cc. NICE
I pay my Kay's acct with my cc. I do the same with my husbands and my badcock furniture accts. I also was able to do it at target to pay my bill.
That's like robbing Peter to pay Paul, or robbing Capone to pay Jared.
Be careful with that, as you are still paying interest. However, that being said, you could certainly use this as a way to transfer the balance to a lower interest rate card! You would also get an extra 30 days to pay or so. I would do it to get the rewards yeah! However, I do PIF, but I would still do it to make things look good for my credit and keep util even. In a way it seems silly they would allow this as they are getting less money with the discount rate of the credit card, but hey whatever. I used to transfer balances to my Capone card, then pay them off immediately, so they would have to get less from the processing of the payment, since it does cost some money. I would never have done that but because they never give CLI's I did it as a way of revenge.
@Credit314 wrote:I called them about my acct and they confirm that you can pay with a cc. NICE
Yes, it is nice and not usual! What would be the best way to take advantage of a situation like that?
@LesWH wrote:
@Credit314 wrote:I called them about my acct and they confirm that you can pay with a cc. NICE
Yes, it is nice and not usual! What would be the best way to take advantage of a situation like that?
Being 100% certain you're actually coming out ahead would require doing the math.
My math gut says there aren't a lot of instances where someone carrying a balance would really come out ahead using such tactics.