11-22-2011 04:55 PM - edited 11-22-2011 04:58 PM
Difference is Freedom Signature will report highest balance not credit limit.... Regular Chase reports CL.
Is that a good thing or a bad thing?
If it is good how can i upgrade to signature?
11-22-2011 05:21 PM
11-22-2011 05:38 PM
You highest balance becomes that cards CL. Depending on the scoring model, it may be beneficial or negative against you. Though such impact will be minimal.
I wouldn't worry about it. The whole no CL reporting is overhyped.
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