I rec'd my Wamu Vs in January with 3000 cl, 0% BT until 04/09, and 7.99% apr after that.
I was denied for a Wamu MC though they did not even pull a report due to an old Providian account that I had with them a few years back. It had a few 30 day lates, as well as being closed with a balance. After closing, the payments were made on time every time.
Are they serviced by different departments or something?
I've thought about a recon letter, but decided against it because maybe it was a snafoo on my visa, though it was by a preapproval in the mail.
I app'd for the mc after checking the preapproval link that was posted here. I don't need another credit card as I'm just a hop, skip and a jump from the sleigh center!!
Any thoughts?