Difference between prime and subprime?

[iMacDrew]

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@Repo-ed wrote:

So the AMEX Platinum w/ $450 AF is not a prime card?

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Prime!! that AF right there covers the airport lounge perks.

[Middleswarth]

To me it is about the interest rate you get for a given card.  I have an NFCU Visa with a $10,000 CL.  It is sub-prime to me because my interest rate is not the best they can give me.  When my rate lowers to their best 'prime' customer rate, then I will consider it a prime card.

Same card that is not prime now will be prime in a year or 2.

Of course none of that matters if you PIF every month.

[creditnocash]

i consider my chase freedom prime =) 

i have 7 cards no annual fee on any of them. 

5 store cards 

and the chase freedom i recently recieved 

and also im not sure how personal bank credit cards work. 

it shows a inq from the bank its a mastercard but idk anything about it besides that. 

[HenryJumbo]

Prime is all the cards that I own. Subprime is all the cards I don't own

[Crashem]

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@HenryJumbo wrote:

Prime is all the cards that I own. Subprime is all the cards I don't own

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Subprime is all the cards I have.  Prime is all the cards that I want.  I don't want cards that want me.

[CreditChampion]

Yeah man 100k limits is defiently subprime lol.....