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Does a store card like Walmart or Victoria Secret have the same impact on FICO score when it ages to 1 yr. as a regular CC such as Barclay or Cap One?
@Anonymous wrote:Does a store card like Walmart or Victoria Secret have the same impact on FICO score when it ages to 1 yr. as a regular CC such as Barclay or Cap One?
Yes it does. Main difference is that the store card will show up as a charge account or retail loan while a regular CC shows up on your CR as revolving. If the store card is Visa/MC/Amex issued then it also shows up as revolvinlg credit.
Thank you Popamode72 for such a detailed answer.