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Contributor
wealthcreator
Posts: 211
Registered: ‎07-02-2012

Difference in scores

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‎08-17-2012 06:02 PM

Recently i have applied for boa card and denied. Today i hv received their letter stating my experience score was 707. I pulled my report from experian on the day i applied and my score was 737. Dont understand why there is difference.

Walmart TU-724 on 12-2012
EX-707 on 08-2012
EQ-668on 08-2012
_________________________________
Wallet - Discover 1500 | Chase Freedom 1500 | OldNavy Visa 2750 | Walmart 2000 | Amex BCE 6000 | BoA Visa Sig 5000 | Chase Marriott 5000 | Amex Hhonor 2000 | CSP 5000
__________________________________________
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Member
The_Gardener
Posts: 36
Registered: ‎08-14-2012

Re: Difference in scores

[ Edited ]
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‎08-17-2012 06:05 PM - edited ‎08-17-2012 06:05 PM

You cant buy an expirian, it was a fako. The real one is the one BOA sent you. fako's are only estimates.

In my wallet, Discover More, BOA 1 2 3. AMEX PRG (au)

EX-722(AMEX DENIAL)
EQ-692
CK-734
CS-703
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Regular Contributor
doc101
Posts: 114
Registered: ‎11-27-2011

Re: Difference in scores

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‎08-17-2012 06:08 PM

I applied for a BoA card as well the other day. I checked my report and saw where they pulled from my EQ report and not EX. Perhaps they pulled your EQ report as well.

Starting Score: 543
Current Score: 612
Goal Score: 650

Take the myFICO Fitness Challenge
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Frequent Contributor
OptimasPrime
Posts: 332
Registered: ‎08-17-2012

Re: Difference in scores

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‎08-17-2012 06:10 PM

The_Gardener wrote:

You cant buy an expirian, it was a fako. The real one is the one BOA sent you. fako's are only estimates.

+1.Experian ficos are not available for sale and can only be obtained through a lender pull. The score that you procured from the experian website is most likely the plus score, which is a fako.

EQ 778 (myFico 05/13) | EX 749 (Amex) | CK 760 | CS 787
Amex Zync | BCE 2.6k | BofA Travel Rewards 4k | Chase Freedom 2.1k | Discover it 4k
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