Different Balance on CR from Same Bureau???

[enharu]

Ok got a really weird question here.

My balances just got updated (think it was updated between friday to today) to the CRAs, at least according to CreditKarma (TU).

My wells fargo identity protection (creditxpert for 3 bureaus) are also reporting the new balances on my latest CR.

I also pulled a CR from Experian itself, and it is showing the old balance.

All were done today, within 1 hour of each other. 

So it is very puzzling to me that 2 reports from 2 different places that are pulling the report from the same source (Experian) are posting different balances, therefore different utilization. I am not going to care about the score now since it's FAKO, but different utilization & balances will affect the FICO score.

Does it take some time for the new balance to propagate across all of Experian's database?
I will be pulling one from myfico and another source as well maybe tomorrow.

I am planning to app american express BCP and chase freedom, so Experian is my most important bureau.

[Burned2manybridgesB4]

Definitely a lag time issue.

[enharu]

any suggestion on how long i should wait until it is "safe" to apply? 

I was all excited getting ready to app! lol

[Burned2manybridgesB4]

If your goal is to app, after getting your util current, I'd say forty eight hours after your closing date. No guarantee on the speed of a human entering data.

[enharu]

it is entered onto experian (i think), since some reports (including one that pulls experian) reflect the new one, but  experian itself is reporting the old balance

[Burned2manybridgesB4]

I'd treat it like a computer that has different service requests. Each one uses a different port to pull data. Safer to wait for it to cycle throughout.