Difficult Ones

[Anonymous]

I thought I would start a thread about cards (credit  store,etc) that were the MOST difficult to get..

Even the ones that you may have now, but it wasnt easy.

For me it is GEMB and CITI. Come on dont be shy list them...

[dallasjetfan]

WAMU if you have declared them or Providian in BK!!

Message Edited by dallasjetfan on 10-30-2007 07:51 AM

[IndustrialEngineer88]

The credit cards that are hard for me to get are discover of course, and also citi for me, the complain about my countless inquiries

[Anonymous]

Citi always states,paid or unpaid collection.. Which I do have 1 medical unpaid..Working on that now..

[Anonymous]

For me it's Discover and AMEX. I've applied to both and got turned down by both. Chase comes in at # 3 on my list for some reason. And that's where I do alllllll my banking.

I think anyone with what I call "fatal baddies" can in no way get either one of those 2 cards.

When all 3 of my FICO scores exceed 720 on a consistent basis, then I might consider app'ing.












Never ever ever be late. Never

[dallasjetfan]

What would be fatal "baddies"? BK, I am sure!

[Anonymous]

hi dallas! I'm in arlington.

Just my definition of fatal baddies: BK, Collection, Judgment, Tax Lien, Charge Off.

Fatal in the sense that any one of them can cause your scores into a serious nosedive. Not permanent, if taken care of.

[Anonymous]

For me it's AMEX.  I tried to get a Blue Card once but was declined.  I'm not sure of my scores then as it was years ago.  I haven't tried since.

[Anonymous]

yea...that Amex card is for the big leagues..I got denied too..Not there yet..

[MidnightVoice]

Not so long ago they were all difficult.

Now I can probably get anything that does not pull EX  (over 100 points lower than the others at this point in time)