Reply
Senior Contributor
Posts: 4,596
Registered: ‎09-14-2007
0

Re: Difficult Ones

Wouldn't it be nice to have a sticky up top, cross-listing, ccc's and the CRA's they pull on considering someone for a cc? Kind of like what we have for common abbreviations?

Of course, there's always: http://www.whogavemecredit.com/index.php?page=search.php

But I find that so unwieldy.

Oh well, just a thought.
"Never ever, ever be late. Never" (FUTR)
Established Contributor
Posts: 673
Registered: ‎07-22-2007
0

Re: Difficult Ones

Sylvia over on CreditBoards they have a credit data base thats totally rich with what scores, the city, why it wasnt approved in more instances and etc...It is great...
 
 
TU 662 EQ 644
EX 643
Senior Contributor
Posts: 4,596
Registered: ‎09-14-2007
0

Re: Difficult Ones

Oh cool bren! Thanks! Think I'll toodle on over there to scope it out. Smiley Happy
"Never ever, ever be late. Never" (FUTR)
Established Contributor
Posts: 716
Registered: ‎06-03-2007
0

Re: Difficult Ones

Approved-
CCCU
AmEx Blue
 
Declined-
Citi
 
So, guess Citi is the tough nut to crack for me
Moderator Emeritus
Posts: 16,375
Registered: ‎03-12-2007
0

Re: Difficult Ones

As some of you know by now, Amex and it also seems Discover, are allowing the non super-prime to get their foot in the door. Same with BoA, HSBC, WAMU and even Chase. You don't have to have scores over 700 to get a card with any of these five CCCs. IMO, these are the hardest approvals as a whole by CCCs (why am I doing this).
 
Simmons
Pulaski (wonder why, when was the last time anyone posted about Pulaski, same for Simmons)
Discover
Amex, CITI (tie)
BoA
Chase
 
 
Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Super Contributor
Posts: 8,195
Registered: ‎03-25-2007
0

Re: Difficult Ones

[ Edited ]
According to WGMC.com, Discover, US Bank and Fleet are the toughies


Message Edited by MidnightVoice on 10-31-2007 03:02 PM
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Established Contributor
Posts: 673
Registered: ‎07-22-2007
0

Re: Difficult Ones



fused wrote:
As some of you know by now, Amex and it also seems Discover, are allowing the non super-prime to get their foot in the door. Same with BoA, HSBC, WAMU and even Chase. You don't have to have scores over 700 to get a card with any of these five CCCs. IMO, these are the hardest approvals as a whole by CCCs (why am I doing this).
 
Simmons
Pulaski (wonder why, when was the last time anyone posted about Pulaski, same for Simmons)
Discover
Amex, CITI (tie)
BoA
Chase
 
 
Wouldn't  even think of these til Im at least almost 800 club.....except Citi....of course...
 



TU 662 EQ 644
EX 643
Established Contributor
Posts: 504
Registered: ‎03-06-2007
0

Re: Difficult Ones

AMEX if you have a BK on your credit is a definite NO!
Barclays US Air $16K| TTCU $15K Citi Diamond $10.5K| AMEX BCE $10K| Discover IT $8500
Regular Contributor
Posts: 140
Registered: ‎08-10-2007
0

Re: Difficult Ones

Is Fleet still around as a bank?  I was with Fleet (east cost: NY/NJ) but it was bought out and converted to a BoA at least three years ago.  In fact it was a different bank before Fleet bought that one out, but the name escapes me.. National something I believe. 

MidnightVoice wrote:
According to WGMC.com, Discover, US Bank and Fleet are the toughies


Message Edited by MidnightVoice on 10-31-2007 03:02 PM


Jan 07: tu 498, ex 501, eq 504
Oct 07: tu 716, ex 712, eq 723
Nov 07: tu 693, ex 664, eq 672_post app frenzy
Member
Posts: 6
Registered: ‎08-02-2007
0

Re: Difficult Ones

I recently got Amex, WaMu and Chase. I'm waiting to see what Citi says, but the hardest card for me to get is (don't laugh!) USAA Mastercard. The reason being is that I have a couple of late payments from a year and half ago, but they gave me a $50,000 car loan! They really do care about payment history. As for Discover, I haven't even attempted to apply for that card. Applying for that would be like pulling the trigger myself!!! Lol! TU-636 EQ-635 EX-636
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.