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Difficult Ones

Moderator Emeritus

Re: Difficult Ones



MidnightVoice wrote:
According to WGMC.com, Discover, US Bank and Fleet are the toughies


Message Edited by MidnightVoice on 10-31-2007 03:02 PM

Although I have no experience with US Bank, I have read posts at other forums with some saying they have been approved with lower scores. US Bank offers APR's as low as 7.99% (great credit) and as high as 25%+.
Epic Contributor

Re: Difficult Ones

My experience with USbank is they are hard.  Had a secured card with them for a year (300 limit) after 12 on time payments you can request it go unsecured.  They wouldn't approve it. I know my scores were well into the 600's, just didn't follow them so closely back then.
 
I now have them with a joint accountSmiley Happy so Smiley Tongue them, if they only knew!
Regular Contributor

Re: Difficult Ones

FYI, Cooneyca, Fleet Bank merged with BankBoston, which was subsequently taken over about two years ago by Bank of America...