Difficult time sitting on my hands...

[tcbofade]

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@LionLaw wrote:

.... you're doing a lot just by sticking with your plan!

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Thank you.  That helps.  Somehow, it's hard to see right now.

[Crashem]

tcbofade, keep strong.  Once you balances get down, I'll give you lots of advice on how to quickly get to high credit limit and card land!!

[ramblin_wreck08]

OP, you definitely aren't sitting on your hands! Paying things off is the best and most active thing you can do to increase your score. You've gotten yourself in a bad place but are working your way out of it. Good job and keep it going!