cancel
Showing results for 
Search instead for 
Did you mean: 

Dilemma about US Airways account

tag
symphonix
Member

Dilemma about US Airways account

Hi symphonix,

I've spilt off your post to start a new thread in Credit Cards. All I changed was the title-MarineVietVet, myFICO moderator.


 

 

Someone include me here on a dillema I have. I just opened a US Airways card and was approved and I was thinking to get Citi AAdvantage in the next month or two. However, this leaves me with a question to all of you annual fee card holders. Let's say I open these two cards and then decide for a CSP and\or Venture or some other type reqards program with an annual fee. What am I going to do in a year or two with all these cards and annual fees? I cannot possibly use them all the reap the rewards and just stick to one or two cards would be beneficial. Cancelling is out of the question so do you all just cough up the AF? 

Message 1 of 6
5 REPLIES 5
WillTeasle
Established Contributor

Re: Dilemma about US Airways account

Why is cancelling out?

Last HP: 01/10/19 | Latest Scores: EQ FICO8 - 850 | TU FICO8 - 850 | EX FICO8 - 850
Amex BC | Amex HHonors | Amex HHonors Aspire | Amex Marriott Business | Amex Platinum | BoA Alaska Airlines | CF | CFU | CSR | Chase Ink+ | Citi DC | Citi AA UP | Discover IT
Message 2 of 6
NRB525
Super Contributor

Re: Dilemma about US Airways account


@WillTeasle wrote:

Why is cancelling out?


Because it's the Hotel California of CC... Once you sign up for that AF, get ready for a long run Smiley Happy

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 3 of 6
AvadaKedavra
Established Contributor

Re: Dilemma about US Airways account

I'm with WillTeasle. Why is cancelling out ?

 

Message 4 of 6
NRB525
Super Contributor

Re: Dilemma about US Airways account


@AvadaKedavra wrote:

I'm with WillTeasle. Why is cancelling out ?

 


It's not out, I was trying to make a joke.

 

The simple answer to OP question is that many on here open cards just to get the bonus, and then close the account after a year. There is almost as much angst over timing the closure to avoid the AF as there was about whether to app the card.

 

Personally, I don't believe in it; when I open a card it is for the long run, but to each their own strategy.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 5 of 6
Anonymous
Not applicable

Re: Dilemma about US Airways account

you can always product change into different barclay credit cards, but they are coming out with 4 different version of aa aviator credit cards and yes they will have non-af version as well , you can read about it here

Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.