Credit Cards

[resilient]

I got the itch last night. I checked my TU scores from CK and it was 724. I apped for the Walmart card and was approved for $3k. I noticed it said Discover next to it, and was in awe. Then I bought $100 steam cleaner to get the $20 back! Knowing Dillard's card was GE also, I applied and was approved for the AmEx card, tier 2. It gave me a temporary line of $500 with a temporary number to use for 15 days. Anyone know why I wasn't given a permanent credit limit? Do they always do this? These are my first GE cards. My stats are: My AAoA is 6 years, credit history is 12 years, no recent baddies, just 2 x 60 day student loan payments from Nov 08. Most of my credit lines are over $5k, with my highest being $12k. Utilization is at 9%. Anyone know when I will get my hard limit?

[Cadillac-XTS]

Congrats on the approvals. For security reasons you will get the actual cc's in the mail and not the numbers via computer.

[resilient]

Thanks! And I know I'll get the cc's in the mail in a few, but Walmart gave me my CL, why didn't Dillards?

[CreditResuscitation]

Congrats on the approvals!!! I too got the same note from Dillards and would like to know the answer to that as well. 

[resilient]

Thanks and congrats on yours too! I hope it doesn't mean my limit is less than $1k. I called and all they could say is what my temp limit is. Fingers crossed for more than $3k!

[resilient]

So I looked on credit boards and saw that someone had the verification phone number. I called it and the fraud rep told me what my CL for the card is: $1,100 once I receive the card. Would rather have that limit on the Walmart Discover and the $3k on the AmEx, but I am just happy I got both.

[CreditResuscitation]

@resilient That's not bad at all. I'll take it LOL! What number did you call to find that out?

[resilient]

800 480 0186 worked for me!

[CreditResuscitation]

@resilient So I called and the rep told me that my permanent CL is also 500!!! Lol, if 1100 still doesn't sound so hot to you, we can definitetly trade!!!  

[resilient]

LOL! I'll keep mine! At least you got the AmEx and from reading the forums, the limits grow quickly within the year, at least that's what I'm hoping for!