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Established Contributor
tntexans72
Posts: 1,043
Registered: ‎04-24-2008

Dillards American Express

Does anyone have this card?

I read that you have to spend $2K a calander year to qualify for a Dillard's Elite AX CC.

Does anyone here have a Dillard's Elite AX CC?

If so, what is your CL and APR?

I am curious to know if the $2K apply to Dillards store only or $2K total through the card in general?

 

Thanks in advance !!

Valued Member
editcredit
Posts: 56
Registered: ‎01-30-2011

Re: Dillards American Express

What's the appeal of this card?

Moderator
tinuviel
Posts: 4,018
Registered: ‎11-02-2010

Re: Dillards American Express

 


tntexans72 wrote:

Does anyone have this card?

I read that you have to spend $2K a calander year to qualify for a Dillard's Elite AX CC.

Does anyone here have a Dillard's Elite AX CC?

If so, what is your CL and APR?

I am curious to know if the $2K apply to Dillards store only or $2K total through the card in general?

 

Thanks in advance !!


I don't have the Elite (yet), but I understand that it's $2K through the card in general. :smileyhappy:

 



Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 748, TU 741 (06/01/2013), EX 743 (06/13/2013)
Goal Score: 740+ FICO scores

Take the FICO Fitness Challenge Silver Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
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Moderator
tinuviel
Posts: 4,018
Registered: ‎11-02-2010

Re: Dillards American Express

 


editcredit wrote:

What's the appeal of this card?


Store discounts if you shop at Dillard's a lot. Plus, a less temperamental variety of Amex, LOL!!! :smileywink:

 



Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 748, TU 741 (06/01/2013), EX 743 (06/13/2013)
Goal Score: 740+ FICO scores

Take the FICO Fitness Challenge Silver Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 5.7k, Kay Jeweler's 5.1k
Mega Contributor
Creditaddict
Posts: 11,311
Registered: ‎10-23-2007

Re: Dillards American Express

It's 2k through STORE purchases to get upgraded.

I have a $2500 CL and a 20.24% I believe

and I have had Elite since month one of having the card and my CL has only grown 2 from 2k starting.

Not happy with GE

~Addicts NEW Wallet: (AU)
Navy Flagship Visa, American Express Blue Cash Preferred, American Express Costco, Macy's American Express
~Cards in My name kept Active:
3 Target Cards, Cap1, Best Buy MC, Kays, Von Maur, FNBO Secured
~Cards in Holding AU or Joint: 2 Discover it, Chase Freedom, Bank of America, Navy Federal Cash, Wells Business Credit Card, USAirways Business Card, AA Business Card, Best Buy Store, SAKS, Bloomingdales... I'm sure I'm forgetting something in my car!
Moderator
tinuviel
Posts: 4,018
Registered: ‎11-02-2010

Re: Dillards American Express

 


Creditaddict wrote:

It's 2k through STORE purchases to get upgraded.

I have a $2500 CL and a 20.24% I believe

and I have had Elite since month one of having the card and my CL has only grown 2 from 2k starting.

Not happy with GE


 

Their website says "Annual Card Purchases," not "Annual Store Purchases"...

 

http://www.dillards.com/html/ebpp/new_cserv_splash.shtml?splashlink=GE_LearnMore_110310

 

And according to their FAQ:

 

Q. How do I reach Elite Member status? What are the benefits of being an Elite Cardmember?

A. Shop your way to Elite status by spending $2,000 (net purchases) in a calendar year on your Dillard's Credit Card or Dillard's American Express Card. To maintain Elite status, you must spend $2,000 in net purchases each calendar year.

 

http://www.dillards.com/faq/FaqStartServlet#9

 

 

This leads me to believe that it's total spending on the card. ???



Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 748, TU 741 (06/01/2013), EX 743 (06/13/2013)
Goal Score: 740+ FICO scores

Take the FICO Fitness Challenge Silver Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 5.7k, Kay Jeweler's 5.1k
Mega Contributor
Creditaddict
Posts: 11,311
Registered: ‎10-23-2007

Re: Dillards American Express

 


tinuviel wrote:

 


Creditaddict wrote:

It's 2k through STORE purchases to get upgraded.

I have a $2500 CL and a 20.24% I believe

and I have had Elite since month one of having the card and my CL has only grown 2 from 2k starting.

Not happy with GE


 

Their website says "Annual Card Purchases," not "Annual Store Purchases"...

 

http://www.dillards.com/html/ebpp/new_cserv_splash.shtml?splashlink=GE_LearnMore_110310

 

And according to their FAQ:

 

Q. How do I reach Elite Member status? What are the benefits of being an Elite Cardmember?

A. Shop your way to Elite status by spending $2,000 (net purchases) in a calendar year on your Dillard's Credit Card or Dillard's American Express Card. To maintain Elite status, you must spend $2,000 in net purchases each calendar year.

 

http://www.dillards.com/faq/FaqStartServlet#9

 

 

This leads me to believe that it's total spending on the card. ???


Sounds like I stand corrected, I guess I just assumed because I never used the card outside the store.

 

~Addicts NEW Wallet: (AU)
Navy Flagship Visa, American Express Blue Cash Preferred, American Express Costco, Macy's American Express
~Cards in My name kept Active:
3 Target Cards, Cap1, Best Buy MC, Kays, Von Maur, FNBO Secured
~Cards in Holding AU or Joint: 2 Discover it, Chase Freedom, Bank of America, Navy Federal Cash, Wells Business Credit Card, USAirways Business Card, AA Business Card, Best Buy Store, SAKS, Bloomingdales... I'm sure I'm forgetting something in my car!
Established Contributor
tntexans72
Posts: 1,043
Registered: ‎04-24-2008

Re: Dillards American Express


Creditaddict wrote:

It's 2k through STORE purchases to get upgraded.

I have a $2500 CL and a 20.24% I believe

and I have had Elite since month one of having the card and my CL has only grown 2 from 2k starting.

Not happy with GE


My wife and daughter loves shopping here for you and they do spend more than $2k annually at Dillards in general. I think this card will suit them just find as we do have other cards. I don't expect to have a $5k or $10k CL from this card. I'll be happy with $2k-$4k and so will the wife and kids.

 

Thanks for the infor....just what I thought. Store purchases only.

Established Contributor
tntexans72
Posts: 1,043
Registered: ‎04-24-2008

Re: Dillards American Express

"annual card purchases" not "annual store purchases"

 

I just sent an email to customer service to confirmed. This is bothering me.

Moderator
tinuviel
Posts: 4,018
Registered: ‎11-02-2010

Re: Dillards American Express

I just got off the phone with customer service, because I wanted to be certain. I was told that it's $2K annual spending based on ALL purchases put through the card -- Dillard's and non-Dillard's alike. :smileyhappy:



Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 748, TU 741 (06/01/2013), EX 743 (06/13/2013)
Goal Score: 740+ FICO scores

Take the FICO Fitness Challenge Silver Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 5.7k, Kay Jeweler's 5.1k

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