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Frequent Contributor
Posts: 356
Registered: ‎06-25-2009

Dillards Amex

I was wondering...


Is there a CL threshold, say $2000 or some other number, that makes the difference between getting the Dillards store card and the Dillards Amex?  And if so, is it possible to have your store card automatically upgraded to the Amex if you hit the luv button enough times to reach that magical threshold?


It might help if some others are able to post their limits and whether they have the Amex or store card...


I currently have the store card with a $1250 limit.

AMEX Blue Cash - $15k, Lowes/GECRB - $10K, PNC - $10K, CIti Diamond Preferred - $10K, Home Depot/Citi - $7590, Best Buy Store/HSBC - $7400, Citi Platinum Select - $7150, Best Buy RZMC/HSBC - $5750, Dillards/GECRB - $4350, Discover More - $3600, Cap 1 Cash Rewards - $3000, Amex HHonors - $2000, State Farm - $2000, Cap 1 MTV - $1500
Epic Contributor
Posts: 26,783
Registered: ‎10-23-2007

Re: Dillards Amex

I almost want to say it is 2k, I started with 2200 Amex.

and if upgrade works the same way as all other GE cards, you have to apply again to get Amex and you may end up with a 2nd store card.

Fico Scores 8: EX 718. TU 699. EQ 658. 11/10/2015
Posts: 117
Registered: ‎05-20-2009

Re: Dillards Amex

Hello posters, from my experience it's hard to tell. My DS applied at the store and was approved for the store card for $3,000.00. She has had the card for 2.5 years and still no upgrade.(CLI to 3.5k a year after approval) She has maintained the elite level since month 4. Please note that she currently carries about 4 GE backed cards, Dillard's being her 2nd. In comparison, I also applied at the store and was approved for the Amex card 6 months ago.(CL 1.4k) Her credit is older and cleaner than mine, therefore, I really can't tell you. She does have more available credit, but I get to pump gas before I go to the mall and enjoy the lovely food at the food court. Smiley Tongue

EQ: 797
TU: 782
Moderator Emeritus
Posts: 4,470
Registered: ‎12-31-2008

Re: Dillards Amex

I opened Dillard's store card in 7/09 with a CL of $700.  Have hit the luv button every four months or so and am now at $2050 (18 months later).




Just puttin' syrup on something, don't make it pancakes.
Valued Member
Posts: 46
Registered: ‎01-27-2011

Re: Dillards Amex

I got the AMEX with just a $700 CL.I am calling them tomorrow about the CL and the APR to see what happens.

Starting Score: 672
Current Score: EQ ? TU 698
Goal Score: 725

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