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For CAPTOOL, I closed my Dillards store card so that's $2,500 less. I'm still above the 600k mark though. No more store cards. I'm free of them.
Wow, what's your income if you don't mind me asking?
I was down to the Lowes card only and then I finally succumbed to the fun at Barneys and my son talked me into a GameStop when the preapproval popped up in the store.
ill get back down to zero with you. Yes I will
@alkaline wrote:Wow, what's your income if you don't mind me asking?
110k
@woodyman100 wrote:I was down to the Lowes card only and then I finally succumbed to the fun at Barneys and my son talked me into a GameStop when the preapproval popped up in the store.
ill get back down to zero with you. Yes I will
I was actually going to try and get the Amex version but it wouldn't take my application so we'll leave it alone and call it a day.
@pizza1 wrote:
I think that I could go "store card free" in 8 yrs, once my BK if off my reports, and my scores and swagger are back, then I could get pretty much anything I wanted, and Id replace the store cards with majors. Leading up to that point though, I think I come come as close as having 5-10 store cards with letting go of the others.
Pizza, you're doing great. I'm not knocking store cards at all. I just have like 49 cards and it's hard to rotate them so that each sees some use. With store cards I then would have to go to that store to use it and I just don't have time or feel like doing that. I guess I could order online but I hate being restricted. Don't get me wrong, store cards serve a purpose. My first store card (Firestone) was instrumental in my rebuild back in 2013.
I have nothing against store cards, but only really want the ones that offer a benefit.
@12njoy wrote:
@pizza1 wrote:
I think that I could go "store card free" in 8 yrs, once my BK if off my reports, and my scores and swagger are back, then I could get pretty much anything I wanted, and Id replace the store cards with majors. Leading up to that point though, I think I come come as close as having 5-10 store cards with letting go of the others.Pizza, you're doing great. I'm not knocking store cards at all. I just have like 49 cards and it's hard to rotate them so that each sees some use. With store cards I then would have to go to that store to use it and I just don't have time or feel like doing that. I guess I could order online but I hate being restricted. Don't get me wrong, store cards serve a purpose. My first store card (Firestone) was instrumental in my rebuild back in 2013.
oh heck yea!! I love my store cards! I will always keep a few of my very favs for many years, and let go of the others. Store cards are great to rebuild with with, and if you can get those cards limits high enough and away from toy limit hell, thats a plus. I do plan on closing 10 over the next year and a half, getting myself set up better,letting some accts go, and downsize in prepartion for Penfed and Chase reattempts, LOL...
@pizza1 wrote:
@12njoy wrote:
@pizza1 wrote:
I think that I could go "store card free" in 8 yrs, once my BK if off my reports, and my scores and swagger are back, then I could get pretty much anything I wanted, and Id replace the store cards with majors. Leading up to that point though, I think I come come as close as having 5-10 store cards with letting go of the others.Pizza, you're doing great. I'm not knocking store cards at all. I just have like 49 cards and it's hard to rotate them so that each sees some use. With store cards I then would have to go to that store to use it and I just don't have time or feel like doing that. I guess I could order online but I hate being restricted. Don't get me wrong, store cards serve a purpose. My first store card (Firestone) was instrumental in my rebuild back in 2013.
oh heck yea!! I love my store cards! I will always keep a few of my very favs for many years, and let go of the others. Store cards are great to rebuild with with, and if you can get those cards limits high enough and away from toy limit hell, thats a plus. I do plan on closing 10 over the next year and a half, getting myself set up better,letting some accts go, and downsize in prepartion for Penfed and Chase reattempts, LOL...
Before I got my BP Visa, I loved my BP store card. That was actually one store card that I could have kept if not for the BP Visa