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Congrats!!! When you say NO store cards, are you referring to store-only accounts or are you including store visa/mc/amex?
@Anonymous wrote:Congrats!!! When you say NO store cards, are you referring to store-only accounts or are you including store visa/mc/amex?
Only true only store cards. Not the Visa/MC/Amex/Discover as I have a few of them. I hate being restricted.
Makes sense....I need to put a spread sheet together to keep with cards and the dates that they report to the cb's... I ended up getting the BBVA too..THANK YOU, now I'm off to the garden for 24 months, no more apps for me, not a bad run...I'm still studying your posts...500k would be a nice...
@Anonymous wrote:Makes sense....I need to put a spread sheet together to keep with cards and the dates that they report to the cb's... I ended up getting the BBVA too..THANK YOU, now I'm off to the garden for 24 months, no more apps for me, not a bad run...I'm still studying your posts...500k would be a nice...
Was the BBVA naturally or the result of a complaint?
@12njoy wrote:
@Anonymous wrote:Makes sense....I need to put a spread sheet together to keep with cards and the dates that they report to the cb's... I ended up getting the BBVA too..THANK YOU, now I'm off to the garden for 24 months, no more apps for me, not a bad run...I'm still studying your posts...500k would be a nice...
Was the BBVA naturally or the result of a complaint?
The spreadsheet is the only way I can manage my accounts
No complaint needed for BBVA, hand written letter to BBVA (address provided on denial letter) since the ONLY reason that they denied it was due to identity issues...
@Anonymous wrote:No complaint needed for BBVA, hand written letter to BBVA (address provided on denial letter) since the ONLY reason that they denied it was due to identity issues...
@Congrats. Either way works. I'll take the 20k @Anonymous.24% anyway I can get it.
@12njoy wrote:For CAPTOOL, I closed my Dillards store card so that's $2,500 less. I'm still above the 600k mark though. No more store cards. I'm free of them.
Good call. Getting rid of store cards is a good thing.
Someone posted a few months ago on here that a store card isn't very helpful if you have a financial emergency, or need to buy a sudden plane ticket across the country. Very true. It's wise to keep cards that have a broader purpose.