03-02-2012 05:00 PM
Lucky! When I asked if the store card was upgrade eligible, they told me you had to reapply. Congrats!
10-14-2012 04:03 PM
I got my Dillards Amex Rewards card back in May of 2012 and three months later they upgraded me to the American Express Elite Rewards card from Dillards(its black), I get free shipping and gift wrapping with the card plus some other perks, but I needed to spend x amount of money which is not a problem as my original card had a limit of 700 and I used every penny of it for the next 3 months and paid in full each month some months I paid it off twice I think one month I charge over 1400.00. I think you need to spend like 3k before they upgrade you, but my fico was above a 723 when I applied.
10-14-2012 07:19 PM - edited 10-14-2012 07:22 PM
Congrats I got my Dillard's AMEX on May 2011. Havent gotten and cli ever since it was opened and is curently standing at $1000. Other than that Dillards has pretty good deals and constant sales for their cardholders.
10-15-2012 02:12 PM
OMG!!!! I AM SO JEALOUS!!!!!
I actually wasted a HP in July on TU because they told me I had to app in the store, then I got denied for "application already approved"
Dillard's AMEX is a tough cookie to crack. I have a $7,000 on my Dillard's store card that I've had since 2007!!!!
What was your FICO at time of upgrade btw??
I'd say do it!
Just know that with GE Upgrades, they will close the old tradeline and add a new one to your report :-(
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.