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Dillards pre approval. Hard inq?

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stefnian0426
Regular Contributor

Dillards pre approval. Hard inq?

My husband was shopping on dillards.com

came to check out and put in his info. Pop up came up and he was approved for $300 credit limit.

 

We clicked take offer and it wants the following info..

 

Full social sec $

Birthday

Annual income

Mothers maiden name

 

I have gotten cards through the shopping cart trick before but only had to enter bday and last 4 of social sec #.

 

He wants the card but not the hard inq. anyone know if it would be a hard or soft inq?

 

Any help is greatly appreciated. thank you

Message 1 of 7
6 REPLIES 6
TimeLBK
Regular Contributor

Re: Dillards pre approval. Hard inq?


@stefnian0426 wrote:

My husband was shopping on dillards.com

came to check out and put in his info. Pop up came up and he was approved for $300 credit limit.

 

We clicked take offer and it wants the following info..

 

Full social sec $

Birthday

Annual income

Mothers maiden name

 

I have gotten cards through the shopping cart trick before but only had to enter bday and last 4 of social sec #.

 

He wants the card but not the hard inq. anyone know if it would be a hard or soft inq?

 

Any help is greatly appreciated. thank you


From what I know, anytime you put in your FULL info, it would be a HP.

Discover IT: $0/$200
Message 2 of 7
mossmanb5
Established Contributor

Re: Dillards pre approval. Hard inq?

mine was a hp, same cl and situation when i opened mine

72 cards and done 312,800 in available credit
0.5% uti / 2.2 aaoa
eq 698 / ex 712 / tu 729


inqs= eq 48 / ex 35 / tu 15
Message 3 of 7
coldnmn
Mega Contributor

Re: Dillards pre approval. Hard inq?

There was a post earlier about same thing I believe it was a HP from Dillards always.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
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CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 7
TimeLBK
Regular Contributor

Re: Dillards pre approval. Hard inq?

$300 CL is not worth a HP, in my opinion.

Discover IT: $0/$200
Message 5 of 7
stefnian0426
Regular Contributor

Re: Dillards pre approval. Hard inq?

Thank you everyone. I figured it would be a HP since he asked for his full SS. 

Like the other person said, a $300 limit is not worth the HP. Although a GE card would have been nice.

 

Thank you again!

Message 6 of 7
gdale6
Moderator Emeritus

Re: Dillards pre approval. Hard inq?

Testing

Message 7 of 7
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