Diners Club Card - Interesting fact

[pipeguy]

Just rec'd my new Diner's Club Mastercard todayand after setting up the account online I noticed that 100% of the credit limit is available as CASH. All of my other MC/V cards limit "cash" to 20% to 50% and I know this varies - 20 years ago your CL was typically all available as "cash" and I don't really know when this changed, but it's interesting to see that Diner's Club treats credit and cash as one in the same. 

[iwazl71]

Yeah, I noticed that too.  How the hell do we pay the card, i dont see a menu for payments.

[Anonymous]

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@iwazl71 wrote:

Yeah, I noticed that too.  How the hell do we pay the card, i dont see a menu for payments.

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You don't. It's free money!

[iwazl71]

Jeez, how nice would that be....

[pipeguy]

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@iwazl71 wrote:

Yeah, I noticed that too.  How the hell do we pay the card, i dont see a menu for payments.

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Heh, I didn't even bother to look for that since the only thing due is the AF - maybe you have to wait until an actual statement cuts.

[Sooners2013]

Yiu have some interesting card info in your signature line. 24 cards with over 400,000 in credit lines. Would you mind listing those and giving us some of your stats such as scores, incomes, utilization and etc so everyone can learn. You must be doing something right. 

[revjamesl]

What bureau did they pull when you applied?

[pipeguy]

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@revjamesl wrote:

What bureau did they pull when you applied?

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TU only (743)

[jamesdwi]

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@pipeguy wrote:

Just rec'd my new Diner's Club Mastercard todayand after setting up the account online I noticed that 100% of the credit limit is available as CASH. All of my other MC/V cards limit "cash" to 20% to 50% and I know this varies - 20 years ago your CL was typically all available as "cash" and I don't really know when this changed, but it's interesting to see that Diner's Club treats credit and cash as one in the same. 

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my capitalone card  allows me my full credit line as cash line, for only 10% more APR than my 11.9% APR...  so its not unprecedented. 

[Ron1]

It is the same as my Diners Charge card. Did you get Paypass and EMV all in the same card?

Ron.