Diners Club Concern

[LipzyDaizy]

Am I the only thats a little concerned that Diners Club might do what OCCU did with the Duck card?  I might just be over thinking this but the more I think about it, the more I'm starting to worry.  I just received my card and I'm still shocked they gave me the CL they did.  They more than doubled my highest CL and I'm sure no other bank would issue a limit like that with my current scores. 

[enharu]

It's a possibility that it will happen, but no one knows until it actually happens. With all the generous CL and loose underwriting standards, it's either they are very aggressive (or high) or that they didn't expect the card to be this popular.

Or they could be shady and are waiting for the 30 days to be up so that customers cannot ask for a refund of the annual fee.

Or that they are feeling like Santa Claus since Christmases around the corner.

[CreditMagic7]

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@LipzyDaizy wrote:

Am I the only thats a little concerned that Diners Club might do what OCCU did with the Duck card?  I might just be over thinking this but the more I think about it, the more I'm starting to worry.  I just received my card and I'm still shocked they gave me the CL they did.  They more than doubled my highest CL and I'm sure no other bank would issue a limit like that with my current scores. 

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If that concerns you too much you can always call them and just cancel that fine limit Prestigous new CC that  they just issued you

[Jlu]

You shouldn't worry.

I'm sure Diner's Club is a LOT better equipped to handle large numbers of cardmembers than OCCU was. If you think some apps from the myFICO forum are going to bring down DC you are mistaken.

[LipzyDaizy]

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@CreditMagic7 wrote:

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@LipzyDaizy wrote:

Am I the only thats a little concerned that Diners Club might do what OCCU did with the Duck card?  I might just be over thinking this but the more I think about it, the more I'm starting to worry.  I just received my card and I'm still shocked they gave me the CL they did.  They more than doubled my highest CL and I'm sure no other bank would issue a limit like that with my current scores. 

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If that concerns you too much you can always call them and just cancel that fine limit Prestigous new CC that  they just issued you

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lol  Ummm...I think I've called them enough.  Besides, I don't wanna be rude by not accepting it.  I just like things being taken away from either. lol

[LipzyDaizy]

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@enharu wrote:
It's a possibility that it will happen, but no one knows until it actually happens. With all the generous CL and loose underwriting standards, it's either they are very aggressive (or high) or that they didn't expect the card to be this popular.

Or they could be shady and are waiting for the 30 days to be up so that customers cannot ask for a refund of the annual fee.

Or that they are feeling like Santa Claus since Christmases around the corner.

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That would just be mean!! 

[CreditMagic7]

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@LipzyDaizy wrote:

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@CreditMagic7 wrote:

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@LipzyDaizy wrote:

Am I the only thats a little concerned that Diners Club might do what OCCU did with the Duck card?  I might just be over thinking this but the more I think about it, the more I'm starting to worry.  I just received my card and I'm still shocked they gave me the CL they did.  They more than doubled my highest CL and I'm sure no other bank would issue a limit like that with my current scores. 

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If that concerns you too much you can always call them and just cancel that fine limit Prestigous new CC that  they just issued you

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lol  Ummm...I think I've called them enough.  Besides, I don't wanna be rude by not accepting it.  I just like things being taken away from either. lol

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IMHO your scores fully supports the SL that they assigned to your Diner's Club CC Account. Did you app for your second card yet?

[LipzyDaizy]

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@Jlu wrote:

You shouldn't worry.

I'm sure Diner's Club is a LOT better equipped to handle large numbers of cardmembers than OCCU was. If you think some apps from the myFICO forum are going to bring down DC you are mistaken.

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I'm sure you're right.  At least I hope you're right.  I worked so hard on improving my credit that I've become a little protective of what I've received and having it taken away might make me cry.  lol

[LipzyDaizy]

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@CreditMagic7 wrote:

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@LipzyDaizy wrote:

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@CreditMagic7 wrote:

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@LipzyDaizy wrote:

Am I the only thats a little concerned that Diners Club might do what OCCU did with the Duck card?  I might just be over thinking this but the more I think about it, the more I'm starting to worry.  I just received my card and I'm still shocked they gave me the CL they did.  They more than doubled my highest CL and I'm sure no other bank would issue a limit like that with my current scores. 

---

If that concerns you too much you can always call them and just cancel that fine limit Prestigous new CC that  they just issued you

---

lol  Ummm...I think I've called them enough.  Besides, I don't wanna be rude by not accepting it.  I just like things being taken away from either. lol

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IMHO your scores fully supports the SL that they assigned to your Diner's Club CC Account. Did you app for your second card yet?

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oh gosh no!!  It took 2 apps and 4 hps to get this one so I'm going to lay low for a while.  Just wanted this one for the chip and pin, no FTF, some lounge access seeing I might be doing some traveling next year.  And the annual fee on the Elite is a little rich for my blood at this point.  I don't spend enough to warrant it. But maybe down the line....lol

[Anonymous]

Can someone fill me in on the OCCU situation.  I've heard it referenced several times but not sure what happened.  As I was just approved for the DC Elite I hate seeing any reference to something bad.