No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@Sharingan wrote:I still have my Diners Club Premier card. I can't say I use it very often because the rewards are mediocre compared to my other cards. I'm not sure how long I'll end up keeping it (at least the next year or two), but I will say that the hidden TL has been very handy for when I wanted to revolve an unplanned expense. It's been the only "flavor of the month" card that I actually bothered applying for because I had a purpose for it in mind at the time.
I spent a lot of time pondering whether or not I should apply for it, and submitted my app just a couple of days before Diners Club stopped accepting them.
It's not about little rewards. If you travel internationally. Then you will understand the value of Diners Club.
Of course not you personally. Don't go too deep in the statement. You is figure of speech. In general.
Perhaps, but when you quote someone and start using "you," it makes it a lot more specific. There are other ways to remind or emphasize other benefits of the card to readers.
Perhaps. But most get it. Sorry you did not. Ooh well
A couple other things I like about DC:
1. Their primary rental coverage is a lot less vague than Chase's. For instance, there is a maximum MSRP that's covered.
2. Lounge access, albeit I've only used it once so far.
That said, I do wonder if the Elite card from UNFCU would be better. It's chip and PIN too, has no FTF and has lounge access as well. And $50 AF vs. $95.
Yes, hidden trade line. It's not any one thing that I like about DC it's the combination of benefits. No FTF, real chip and pin that works at unattended stations in Europe, gas, subway, train. Hidden trade line. Lounge access. Good bonus categories (for me) and you can transfer points to Delta, BA, Marriott, SPG. That makes points a lot more valuable to me than being restricted to travel reimbursement or gift cards. BAA really devalued program but you can still get good short haul awards at 4500 and 9000 points. Compare that to a $90 value with many card redemptions
@Anonymous wrote:A couple other things I like about DC:
1. Their primary rental coverage is a lot less vague than Chase's. For instance, there is a maximum MSRP that's covered.
2. Lounge access, albeit I've only used it once so far.
That said, I do wonder if the Elite card from UNFCU would be better. It's chip and PIN too, has no FTF and has lounge access as well. And $50 AF vs. $95.
The Elite from UNFCU isn't quite comparable to either Diners card. The lounge access, transfer of points to multiple possible airlines and hotels, and other benefits of Diners makes it worth it, for me. It's been the one card that is in my wallet all the time, as other cards rotate for specific uses, Diners is the catch all that gets regular use.
Yeah, it's only 1 pt per dollar, but the types of specific spend most other category rewards have limit how much one can use them as well.
@NRB525 wrote:
@Anonymous wrote:A couple other things I like about DC:
1. Their primary rental coverage is a lot less vague than Chase's. For instance, there is a maximum MSRP that's covered.
2. Lounge access, albeit I've only used it once so far.
That said, I do wonder if the Elite card from UNFCU would be better. It's chip and PIN too, has no FTF and has lounge access as well. And $50 AF vs. $95.
The Elite from UNFCU isn't quite comparable to either Diners card. The lounge access, transfer of points to multiple possible airlines and hotels, and other benefits of Diners makes it worth it, for me. It's been the one card that is in my wallet all the time, as other cards rotate for specific uses, Diners is the catch all that gets regular use.
Yeah, it's only 1 pt per dollar, but the types of specific spend most other category rewards have limit how much one can use them as well.
Yeah the redemption options are definitely better on DC. I have an Andrews FCU card which gets almost no use because CUrewards doesn't even provide a statement credit/cash back option. I was pretty much forced to use the 5,000 point bonus that I got when I first opened the card on nearly useless junk. UNFCU's rewards program is slightly better but nowhere near as flexible.
BMO, if you're listening...3x travel and dining would be really nice on the Premier.
@Anonymous wrote:
@NRB525 wrote:
@Anonymous wrote:A couple other things I like about DC:
1. Their primary rental coverage is a lot less vague than Chase's. For instance, there is a maximum MSRP that's covered.
2. Lounge access, albeit I've only used it once so far.
That said, I do wonder if the Elite card from UNFCU would be better. It's chip and PIN too, has no FTF and has lounge access as well. And $50 AF vs. $95.
The Elite from UNFCU isn't quite comparable to either Diners card. The lounge access, transfer of points to multiple possible airlines and hotels, and other benefits of Diners makes it worth it, for me. It's been the one card that is in my wallet all the time, as other cards rotate for specific uses, Diners is the catch all that gets regular use.
Yeah, it's only 1 pt per dollar, but the types of specific spend most other category rewards have limit how much one can use them as well.
Yeah the redemption options are definitely better on DC. I have an Andrews FCU card which gets almost no use because CUrewards doesn't even provide a statement credit/cash back option. I was pretty much forced to use the 5,000 point bonus that I got when I first opened the card on nearly useless junk. UNFCU's rewards program is slightly better but nowhere near as flexible.
BMO, if you're listening...3x travel and dining would be really nice on the Premier.
This is the one regret with Diners. if i had to do it over again. i would go for the elite. regardless of the AF. 3x gas and Dining is great. I can't beleive after all this time they have not re opened applications. and im too chicken to poke the sleeping bear about a CLI. no way. im waiting on some brave member to call and inquire. and post the results.