Reply
New Contributor
Posts: 109
Registered: ‎08-12-2012
0

Diners Club???

Why doesn't anyone mention Diners Club in this forum? What's the opinion out there?

Current: 12/6/12 708 Exp Fico
Goal Score: 740then Garden
Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
0

Re: Diners Club???

[ Edited ]

Aspireto850 wrote:
Why doesn't anyone mention Diners Club in this forum? What's the opinion out there?

That still a thing? Smiley Tongue

 

I think discover bought them out to expand their acceptance overseas.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Valued Contributor
Posts: 2,512
Registered: ‎11-11-2010
0

Re: Diners Club???


Dustink wrote:

I think discover bought them out to expand their acceptance overseas.


Discover only bought its network so that it can expand Discover international acceptance. Discover does not have issuing rights of Diners Club.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
0

Re: Diners Club???


trumpet-205 wrote:

Dustink wrote:

I think discover bought them out to expand their acceptance overseas.


Discover only bought its network so that it can expand Discover international acceptance. Discover does not have issuing rights of Diners Club.


Exactly

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Established Contributor
Posts: 760
Registered: ‎02-11-2012
0

Re: Diners Club???

Diners club has been on the downcline for many years here in the States. It is more widely accepted/used/promoted overseas and carried primarily by business persons.

Starting scores 01/02/2012 EQ 707(Fico) TU 733(Fico) EXP 735 (FAKO)
Updated scores 06/01/2014 EQ 797(Fico) TU 768(Fico) EXP 769 (Fico), EQ 849 (Next Gen 5/27/14 Penfed)


Remember the Three P's: Pay early in Full, Pay on Time, Patience
Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: Diners Club???


bettercreditguy1 wrote:

Diners club has been on the downcline for many years here in the States. It is more widely accepted/used/promoted overseas and carried primarily by business persons.


+1

 

Diner's club is more for corporations than personal use these days.

 

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Frequent Contributor
Posts: 492
Registered: ‎07-24-2012
0

Re: Diners Club???


maiden_girl wrote:
Diner's club is more for corporations than personal use these days.

 


However, that may be about to change.  Judging by this article, they may have a rebranding in the works that would be accompanied by a push back into personal cards.

 

http://www.mediapost.com/publications/article/186100/if-you-play-your-cards-right.html

Starting: EQ 622 (myFICO 7/7/12), EX 696 (TU FAKO 8/14/12), TU 621 (CK TransRisk 7/24/12)
Current: EQ 670 (myFICO 9/8/14), EX 694 (Prosper 7/17/14) , TU 693 (WalMart 9/2/14) Goal: 700+ x3
My Wallet: Amex BCP $30k, Chase CSP VS $12.2k, Amex Zync NPSL (> 10k), C1 Venture VS $5k, Amex SPG $4.5k, Walmart (Store) $2.5k, Barclaycard Apple V $2k, Chase Freedom V $1100, BoA Cash Rewards V $500, Best Buy Rewards MC $500
My Loans: Prosper $25k/36mo
My Business: Chase Ink VS $5k
Highlighted
Valued Contributor
Posts: 1,967
Registered: ‎03-30-2012
0

Re: Diners Club???

The last Diners Club card I saw was my bud's corporate issued one. It had a MasterCard logo and was issued by Citi.

Scores 5/13/2014: TU FICO: 639 | EQ FICO: 645| EX AMEX FICO: TBD

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $2500 | Amazon Rewards Visa: $1500 | Chase Freedom: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1600 | Target: $700 | J.Crew $9950
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.