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Diners Premier 22k spend

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Anonymous
Not applicable

Diners Premier 22k spend

Although I do not suggest anyone do this, however, I racked up about 22,000 amongst a few days on the premier card. First statement has not posted, and no payments have been made as of yet. I will be paying it off next week, and I wanted to share the spending ability of this card! Also, a MAJOR FYI, I didn't have my pin for a emv transaction, instead they hovered the card over the merchant device, and KABOOM, PAYMENT WENT THROUGH WIRELESSLY!

Message 1 of 19
18 REPLIES 18
Anonymous
Not applicable

Re: Diners Premier 22k spend


@Anonymous wrote:

Although I do not suggest anyone do this, however, I racked up about 22,000 amongst a few days on the premier card. First statement has not posted, and no payments have been made as of yet. I will be paying it off next week, and I wanted to share the spending ability of this card! Also, a MAJOR FYI, I didn't have my pin for a emv transaction, instead they hovered the card over the merchant device, and KABOOM, PAYMENT WENT THROUGH WIRELESSLY!


Neat-o

Message 2 of 19
Lyythine
Established Contributor

Re: Diners Premier 22k spend

I seriously have to go shopping with you... Apparently I am doing it all wrong.  I thought I was going a bit nuts when I spent 5k combined at the Armani and Ferragamo store last weekend.

Message 3 of 19
Membersince2013
Valued Contributor

Re: Diners Premier 22k spend

You guys need to send me some money lol.

Arrival+ | Barclaycard Rewards Mastercard | Citi Double Cash | CapOne QS (2) | Citi Diamond P | Freedom | Fidelity Amex | Amex Plat | Old Blue Cash | PRG | SPG | BCP | HHonors Surpass | Cap1 Venture | Discover | CSP | Cap1 Venture1 | BOA CR&TR (2) | Ritz Carlton | Southwest Rapid Rewards | Hyatt (2) | US Airways Mastercard (2) | Wells Fargo Rewards Visa | Marriott Premier (2) |

Fico Scores as of 2/21/15 - EX: total crap, TU: total crap, EQ: total crap
Message 4 of 19
NRB525
Super Contributor

Re: Diners Premier 22k spend


@Anonymous wrote:

Although I do not suggest anyone do this, however, I racked up about 22,000 amongst a few days on the premier card. First statement has not posted, and no payments have been made as of yet. I will be paying it off next week, and I wanted to share the spending ability of this card! Also, a MAJOR FYI, I didn't have my pin for a emv transaction, instead they hovered the card over the merchant device, and KABOOM, PAYMENT WENT THROUGH WIRELESSLY!


Huh. I didn't see the icon on the back, but now reading closer, it does have "PayPass" which is the MasterCard NFC apparently.

 

How much was the transaction that did not require the PIN?

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 5 of 19
Anonymous
Not applicable

Re: Diners Premier 22k spend

NRB: the person did the emv for $9500, it asked for a pin, I had a photo of it on my iPhone but it took me way to long to find it. The transaction cancelled on its own, and the salesperson said lets try to wirelessly use it and boom approved!
Message 6 of 19
Lyythine
Established Contributor

Re: Diners Premier 22k spend


@Membersince2013 wrote:

You guys need to send me some money lol.


Ill send you some shoes Smiley Happy  I collect shoes, ties and watches

Message 7 of 19
NRB525
Super Contributor

Re: Diners Premier 22k spend


@Anonymous wrote:
NRB: the person did the emv for $9500, it asked for a pin, I had a photo of it on my iPhone but it took me way to long to find it. The transaction cancelled on its own, and the salesperson said lets try to wirelessly use it and boom approved!

Yikes! no PIN? Where's the security?

Smiley Surprised

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 8 of 19
Membersince2013
Valued Contributor

Re: Diners Premier 22k spend


@Lyythine wrote:

@Membersince2013 wrote:

You guys need to send me some money lol.


Ill send you some shoes Smiley Happy  I collect shoes, ties and watches


Haha...I have a cash only policy.

Arrival+ | Barclaycard Rewards Mastercard | Citi Double Cash | CapOne QS (2) | Citi Diamond P | Freedom | Fidelity Amex | Amex Plat | Old Blue Cash | PRG | SPG | BCP | HHonors Surpass | Cap1 Venture | Discover | CSP | Cap1 Venture1 | BOA CR&TR (2) | Ritz Carlton | Southwest Rapid Rewards | Hyatt (2) | US Airways Mastercard (2) | Wells Fargo Rewards Visa | Marriott Premier (2) |

Fico Scores as of 2/21/15 - EX: total crap, TU: total crap, EQ: total crap
Message 9 of 19
lg8302ch
Senior Contributor

Re: Diners Premier 22k spend


@NRB525 wrote:

@Anonymous wrote:
NRB: the person did the emv for $9500, it asked for a pin, I had a photo of it on my iPhone but it took me way to long to find it. The transaction cancelled on its own, and the salesperson said lets try to wirelessly use it and boom approved!

Yikes! no PIN? Where's the security?

Smiley Surprised


+1   ....none of my cards would work for amounts over 50$ w/o pin and I am glad it is like that!

Message 10 of 19
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