I was looking at the ASCAP site I found that I was eligible to join USAlliance CU so I decided to give them a test run.
It took 3 weeks to get my savings account approved. And when I was they never sent a message, plus I had to figure out how to login. Jeez.
But what I found I was most disappointed with was their rates.
The lowest you can get on one of their CCs is 8.74 and that's only for a straight up Visa Classic.
And then the savings APY .02%. Really?
And then the Secured Share Loan rate. 4.99%
This is a Credit Union right? They can keep my 5 bucks.
I would say don't bother with them if you're looking for a good CU.
Start MyFico: 01/04/2014: TU 572, EX 599, EQ 593, CK: 593, CKV: 596, CS: 626 Garden since 01/09/2015
Current MyFico 10/23/2015: TU 740, EX 784, EQ 739, CK/TU: 768, CK/EX: 782, CS: 785 Q: 702 1.5% UTIL & 6.9 yrs. AAoA, 1 PAID FTB Lien 8/2008