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Regular Contributor
Posts: 195
Registered: ‎03-27-2013
0

Discover 0% APR

I started a chat with a Discover rep to see if I could upgrade my cashback card to the Discover IT.  Success!

 

While I was at it I asked if I could get a CLI or an APR reduction.  No go on the CLI, but she gave me 0% APR for 6 months!  Woot! 

Hello ShopDiscover online Christmas shopping!


Starting Score: 524
Current Score: 715
Goal Score: 720


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Established Member
Posts: 1,058
Registered: ‎05-28-2013
0

Re: Discover 0% APR

Congrats!  I love my Discover card (easy CLI, great CSR, etc). Smiley Tongue


Experian score (Amex) 734; Transunion score (Barclay) 732
Member
Posts: 30,743
Registered: ‎02-07-2013
0

Re: Discover 0% APR


aurelie00 wrote:

I started a chat with a Discover rep to see if I could upgrade my cashback card to the Discover IT.  Success!

 

While I was at it I asked if I could get a CLI or an APR reduction.  No go on the CLI, but she gave me 0% APR for 6 months!  Woot! 

Hello ShopDiscover online Christmas shopping!


Congarts 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: Discover 0% APR

Congrats! Hope they treat me like that when the time comes :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Moderator
Posts: 27,204
Registered: ‎09-13-2012
0

Re: Discover 0% APR

[ Edited ]
Very nice!

@young

I'm sure they will. You have done really well managing your portfolio lately. I'm proud of you!
Moderator
Posts: 9,571
Registered: ‎01-15-2009
0

Re: Discover 0% APR

I was also offered the 0% APR because I asked for an APR reduction not knowing that I was already at the lowest rate! LOL!!
Established Contributor
Posts: 911
Registered: ‎12-25-2010
0

Re: Discover 0% APR

Maybe I'll see if I can get an apr...I'll do some holiday shopping early....


Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: Discover 0% APR

Congrats again op! Thanks lexie! Couldn't have done it without your help! 👍👍😄
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
New Visitor
Posts: 76
Registered: ‎06-27-2013
0

Re: Discover 0% APR

congrats..I got approved today for the discover it $1500 limit with a 631 EQ score..I'm glad to be in with them.

Starting Fico scores 6/29/1013
Experian 584 / Equifax 639 / TransUnion 598
Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: Discover 0% APR

I will do this soon once my APR expires.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






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