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Regular Contributor
aurelie00
Posts: 193
Registered: ‎03-27-2013
0

Discover 0% APR

I started a chat with a Discover rep to see if I could upgrade my cashback card to the Discover IT.  Success!

 

While I was at it I asked if I could get a CLI or an APR reduction.  No go on the CLI, but she gave me 0% APR for 6 months!  Woot! 

Hello ShopDiscover online Christmas shopping!


Starting Score: 524
Current Score: 702
Goal Score: 720


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Established Contributor
eddie84
Posts: 612
Registered: ‎05-28-2013
0

Re: Discover 0% APR

Congrats!  I love my Discover card (easy CLI, great CSR, etc). :smileytongue:

9/21/14 EQ 704 | AmEx Platinum NPSL | Discover it $11k | BofA Travel Rewards Visa Sig $7k | Citi Platinum Select AAdvantage WMC $10k | Barclaycard Arrival+ WMC $9.7k | Jared/Kay $5.1k | Chase Sapphire Preferred $5k | BofA Cash Rewards Visa Sig $5k | DFS $5k | PayPal SC $5.6k | PayPal Credit $6.5k | Citi Diamond Preferred MC $4.7k | BofA Better Balance Rewards MC $7k | Chase Freedom Visa $4k | Zales $5k | US Bank Visa Platinum $3k | Bloomingdale's $3k | Amex Hilton HHonors $2k | Macy's $2.5k | Amex Delta SkyMiles $1k | Chase Amazon $800
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Senior Contributor
myjourney
Posts: 26,659
Registered: ‎02-07-2013
0

Re: Discover 0% APR


aurelie00 wrote:

I started a chat with a Discover rep to see if I could upgrade my cashback card to the Discover IT.  Success!

 

While I was at it I asked if I could get a CLI or an APR reduction.  No go on the CLI, but she gave me 0% APR for 6 months!  Woot! 

Hello ShopDiscover online Christmas shopping!


Congarts 

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Discover 0% APR

Congrats! Hope they treat me like that when the time comes :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Moderator
09Lexie
Posts: 26,593
Registered: ‎09-13-2012
0

Re: Discover 0% APR

[ Edited ]
Very nice!

@young

I'm sure they will. You have done really well managing your portfolio lately. I'm proud of you!
Moderator
Kenny
Posts: 6,346
Registered: ‎01-15-2009
0

Re: Discover 0% APR

I was also offered the 0% APR because I asked for an APR reduction not knowing that I was already at the lowest rate! LOL!!
Starting Score: EQ04: 748 (1/31/14) - TU08: 755 (1/06/14)
Current Score:EX08:778(12/04) - EQ04:770(10/31) - EQ08:791(12/05) - TU08:798(12/05)
Goal Score: 800+
Established Contributor
JonStur
Posts: 905
Registered: ‎12-25-2010
0

Re: Discover 0% APR

Maybe I'll see if I can get an apr...I'll do some holiday shopping early....


Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Discover 0% APR

Congrats again op! Thanks lexie! Couldn't have done it without your help! 👍👍😄
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Member
workingprogress
Posts: 26
Registered: ‎06-27-2013
0

Re: Discover 0% APR

congrats..I got approved today for the discover it $1500 limit with a 631 EQ score..I'm glad to be in with them.

Starting Fico scores 6/29/1013
Experian 584 / Equifax 639 / TransUnion 598
Valued Contributor
maiden_girl
Posts: 2,110
Registered: ‎12-29-2011
0

Re: Discover 0% APR

I will do this soon once my APR expires.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)







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