Discover 0% for 12mo (2nd year in a row)

[creditkarma2013]

Just chatted with a discover rep to get 0% apr for 12 mo. The last 0% expired in May 16 for me. Go get em!

[NRB525]

Thanks for sharing. I am also on a 12-month 0% purchases Discover offer, good to hear they can happen regularly. 

Its nice to be able to use the 5% categories, and to also be able to work on BT offers of different kinds at the same time, particularly with the 4.99% No Fe BT offers. 

This is combination makes the Discover card the lowest APR card around.

[Anonymous]

I got a promo offer last year at some point for 0% for I think 12 months. Is there any way to look up if it is still on my account or not? I forgot when it started.

[Anonymous]

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@creditkarma2013 wrote:

Just chatted with a discover rep to get 0% apr for 12 mo. The last 0% expired in May 16 for me. Go get em!

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Wow! mine just expired too. I lowered my APR but  they didn't offer me 0 percent on purchases again. Did you ask for it specificly? 

[Anonymous]

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@Anonymous wrote:

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@creditkarma2013 wrote:

Just chatted with a discover rep to get 0% apr for 12 mo. The last 0% expired in May 16 for me. Go get em!

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Wow! mine just expired too. I lowered my APR but  they didn't offer me 0 percent on purchases again. Did you ask for it specificly? 

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Same here. I just chatted a couple of days ago and they lowered my APR, but no 0%. Oh well. At least I went down like 4%!

[Anonymous]

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@creditkarma2013 wrote:

Just chatted with a discover rep to get 0% apr for 12 mo. The last 0% expired in May 16 for me. Go get em!

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OP thank you for the info. I do believe I will be calling Discover to see if I am able to get it as well.

[creditkarma2013]

Yep - Just asked if any 0% apr promos can be applied to the account. I got rejected last month but got it today so YMMV. My last promo expired in May 16.

[creditkarma2013]

Probably check your historical statements to see when it started to apply.

[Anonymous]

Thanks for the great info. This month is my one year with discover. I called although they didnt have the 0% offer for me they did offer to drop my APR by 2% bringing it down to like 13.24 or somthing along those lines. Hopefully i will get the offer in the future.

[Imperfectfuture]

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@Anonymous wrote:

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@Anonymous wrote:

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@creditkarma2013 wrote:

Just chatted with a discover rep to get 0% apr for 12 mo. The last 0% expired in May 16 for me. Go get em!

---

Wow! mine just expired too. I lowered my APR but  they didn't offer me 0 percent on purchases again. Did you ask for it specificly? 

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Same here. I just chatted a couple of days ago and they lowered my APR, but no 0%. Oh well. At least I went down like 4%!

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Ditto.