Discover 2% Birthday Bonus

[penelope10]

So I received a note from Discover in the mail..."Celebrate your birthday throughout the month of June with a full 2% cashback bonus on up to $250 in purchases during the month."  I tried to sign up, but it says "You are not eligible to take part in this promotion" when I logon.  Do I have to wait to June to sign up?  It is my wife's account and I will have her call when she gets home, just curious if anyone had this problem before.

[bribro]

As in up to $250 cash back, or cash back on $250 spent? The latter equates to a net "bonus" of $2.50...

[Anonymous]

I got that same error too!  I ended up doing a live chat online with a Discover rep, and they applied it.

[kevinjjc]

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@bribro wrote:

As in up to $250 cash back, or cash back on $250 spent? The latter equates to a net "bonus" of $2.50...

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2% of $250 = $5

[bribro]

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@kevinjjc wrote:

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@bribro wrote:

As in up to $250 cash back, or cash back on $250 spent? The latter equates to a net "bonus" of $2.50...

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2% of $250 = $5

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Yes, but 2% of $250 - 1% of $250 = $2.50, hence my use of the word net.

[kevinjjc]

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@bribro wrote:

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@kevinjjc wrote:

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@bribro wrote:

As in up to $250 cash back, or cash back on $250 spent? The latter equates to a net "bonus" of $2.50...

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2% of $250 = $5

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Yes, but 2% of $250 - 1% of $250 = $2.50, hence my use of the word net.

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I'm confused. Where are you deriving the "1% of $250" from?

[bribro]

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@kevinjjc wrote:

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@bribro wrote:

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@kevinjjc wrote:

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@bribro wrote:

As in up to $250 cash back, or cash back on $250 spent? The latter equates to a net "bonus" of $2.50...

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2% of $250 = $5

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Yes, but 2% of $250 - 1% of $250 = $2.50, hence my use of the word net.

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I'm confused. Where are you deriving the "1% of $250" from?

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1% is Discover More's base cash back rate (after you break the $3k annual spend barrier). So, you would have already received $2.50 in cash back without the birthday bonus, giving you a net bonus of $2.50.

[kevinjjc]

https://www.discover.com/credit-cards/birthday/

Enjoy your birthday month with DOUBLE Cashback Bonus on up to $500 in purchases throughout the month.

* Sign up to earn 2% Cashback Bonus on up to $500 in purchases from the first day of the birthday promotion month for which you enroll (or the date on which you sign up, whichever is later) through the last day of that month. Purchases earning 2% Cashback Bonus will not count toward your total annual purchases to determine your tier level. These purchases must post to your account by the last day of the month. Allow up to 5 weeks for this reward to be added to your Cashback Bonus account. See Cashback Bonus Program Terms and Conditions for further details about your reward program.

[kevinjjc]

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@bribro wrote:

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@kevinjjc wrote:

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@bribro wrote:

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@kevinjjc wrote:

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@bribro wrote:

As in up to $250 cash back, or cash back on $250 spent? The latter equates to a net "bonus" of $2.50...

---

2% of $250 = $5

---

Yes, but 2% of $250 - 1% of $250 = $2.50, hence my use of the word net.

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I'm confused. Where are you deriving the "1% of $250" from?

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1% is Discover More's base cash back rate (after you break the $3k annual spend barrier). So, you would have already received $2.50 in cash back without the birthday bonus, giving you a net bonus of $2.50.

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But, I think the 2% Birthday Bonus is in addition to the "up to" 1% cash back bonus.

[bribro]

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@kevinjjc wrote:

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@bribro wrote:

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@kevinjjc wrote:

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@bribro wrote:

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@kevinjjc wrote:

---

@bribro wrote:

As in up to $250 cash back, or cash back on $250 spent? The latter equates to a net "bonus" of $2.50...

---

2% of $250 = $5

---

Yes, but 2% of $250 - 1% of $250 = $2.50, hence my use of the word net.

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I'm confused. Where are you deriving the "1% of $250" from?

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1% is Discover More's base cash back rate (after you break the $3k annual spend barrier). So, you would have already received $2.50 in cash back without the birthday bonus, giving you a net bonus of $2.50.

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But, I think the 2% Birthday Bonus is in addition to the "up to" 1% cash back bonus.

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I highly doubt it, but we can let a Discover expert verify. It's interesting that your note says $500, but the OP's says $250. I wonder what determines the amount...