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Established Contributor
andre181
Posts: 628
Registered: ‎07-29-2010
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Discover 2% Cash Back on 2/9, anything no limits!

Got the offer tonight and got signed up.

 

2% cashback on anything. No limits mentioned. Feb 9.

 

Go sign up!

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EX FICO (from AMEX): 754, TU08 FICO (from Discover): 755, AAoA: 3.6 years
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Discover 2% Cash Back on 2/9, anything no limits!

Nice.. Will do

Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012
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Re: Discover 2% Cash Back on 2/9, anything no limits!

My statement cuts on the 10th so if buy stuff on the 9 it will show as a carried balance. Damnit!
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Established Contributor
shakalaka
Posts: 567
Registered: ‎09-10-2012
0

Re: Discover 2% Cash Back on 2/9, anything no limits!

Nice, thank you.


Amex Platinum (NPSL) | Amex BCE (33,400) | Chase Sapphire Preferred (24,800) | Discover IT (12,700) | Chase Freedom (6,300) | Walmart (4,500) | CapOne (4.000) | Alliant CU Visa | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO: TU 758 (10/12) EQ 724 (10/22) EX 748 (12/5)

Established Contributor
lithium78
Posts: 930
Registered: ‎07-30-2011
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Re: Discover 2% Cash Back on 2/9, anything no limits!

My statement date is on the 12th, so I can't use the 2% day.  Discover seems to do that a lot.  I have no doubt it's some kind of ploy to get people to report a balance so they can charge daily residuals on the next cycle.  Sneaky.


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Valued Contributor
ryanbush
Posts: 1,292
Registered: ‎08-19-2012
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Re: Discover 2% Cash Back on 2/9, anything no limits!


jsickz32 wrote:
My statement cuts on the 10th so if buy stuff on the 9 it will show as a carried balance. Damnit!

what do you mean by a carried balalnce?  as long as you pay it off every month you're creditors can see that...

 

also are you planning on apping for new credit in the next 30 days?  if not no worries

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Valued Contributor
ryanbush
Posts: 1,292
Registered: ‎08-19-2012
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Re: Discover 2% Cash Back on 2/9, anything no limits!


lithium78 wrote:

My statement date is on the 12th, so I can't use the 2% day.  Discover seems to do that a lot.  I have no doubt it's some kind of ploy to get people to report a balance so they can charge daily residuals on the next cycle.  Sneaky.


please explain this daily residuals thing?  as long as you pay your balance in full by your payment due date there are no interest fees.

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
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FutureBillionaire
Posts: 650
Registered: ‎12-12-2012
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Re: Discover 2% Cash Back on 2/9, anything no limits!


jsickz32 wrote:
My statement cuts on the 10th so if buy stuff on the 9 it will show as a carried balance. Damnit!

You think like I do. I don't like balances either.  I use the card AFTER it cuts.

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Bill Pay: Chase Ink Plus, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Discover 2% Cash Back on 2/9, anything no limits!

If i use my card on the 9th the trans wont show up until the 10th or 11th and my statements close on t. 10th. So it will close with a balance and it will report. I cant use my card on the 9th and pay it right away i have to wait until it posts. I dont like letting more than 1 card report. Even if im not apping.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Established Contributor
lithium78
Posts: 930
Registered: ‎07-30-2011
0

Re: Discover 2% Cash Back on 2/9, anything no limits!


ryanbush wrote:

lithium78 wrote:

My statement date is on the 12th, so I can't use the 2% day.  Discover seems to do that a lot.  I have no doubt it's some kind of ploy to get people to report a balance so they can charge daily residuals on the next cycle.  Sneaky.


please explain this daily residuals thing?  as long as you pay your balance in full by your payment due date there are no interest fees.


If you carry a balance from the previous month, they charge daily residuals instead of giving you a grace period for the next month.  It's in the fine print.


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