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Discover 2% Cash Back on 2/9, anything no limits!

Established Contributor

Discover 2% Cash Back on 2/9, anything no limits!

Got the offer tonight and got signed up.

 

2% cashback on anything. No limits mentioned. Feb 9.

 

Go sign up!

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years
Message 1 of 30
29 REPLIES
Established Contributor

Re: Discover 2% Cash Back on 2/9, anything no limits!

Nice.. Will do

Message 2 of 30
Valued Contributor

Re: Discover 2% Cash Back on 2/9, anything no limits!

My statement cuts on the 10th so if buy stuff on the 9 it will show as a carried balance. Damnit!
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 3 of 30
Established Contributor

Re: Discover 2% Cash Back on 2/9, anything no limits!

Nice, thank you.



FICO (TU/EX/EQ): 737/743/739 - Total CL 244+K
Message 4 of 30
Established Contributor

Re: Discover 2% Cash Back on 2/9, anything no limits!

My statement date is on the 12th, so I can't use the 2% day.  Discover seems to do that a lot.  I have no doubt it's some kind of ploy to get people to report a balance so they can charge daily residuals on the next cycle.  Sneaky.


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

Take the FICO Fitness Challenge
Message 5 of 30
Valued Contributor

Re: Discover 2% Cash Back on 2/9, anything no limits!


jsickz32 wrote:
My statement cuts on the 10th so if buy stuff on the 9 it will show as a carried balance. Damnit!

what do you mean by a carried balalnce?  as long as you pay it off every month you're creditors can see that...

 

also are you planning on apping for new credit in the next 30 days?  if not no worries

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Message 6 of 30
Valued Contributor

Re: Discover 2% Cash Back on 2/9, anything no limits!


lithium78 wrote:

My statement date is on the 12th, so I can't use the 2% day.  Discover seems to do that a lot.  I have no doubt it's some kind of ploy to get people to report a balance so they can charge daily residuals on the next cycle.  Sneaky.


please explain this daily residuals thing?  as long as you pay your balance in full by your payment due date there are no interest fees.

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Message 7 of 30
Established Contributor

Re: Discover 2% Cash Back on 2/9, anything no limits!


jsickz32 wrote:
My statement cuts on the 10th so if buy stuff on the 9 it will show as a carried balance. Damnit!

You think like I do. I don't like balances either.  I use the card AFTER it cuts.

Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
Message 8 of 30
Valued Contributor

Re: Discover 2% Cash Back on 2/9, anything no limits!

If i use my card on the 9th the trans wont show up until the 10th or 11th and my statements close on t. 10th. So it will close with a balance and it will report. I cant use my card on the 9th and pay it right away i have to wait until it posts. I dont like letting more than 1 card report. Even if im not apping.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 9 of 30
Established Contributor

Re: Discover 2% Cash Back on 2/9, anything no limits!


ryanbush wrote:

lithium78 wrote:

My statement date is on the 12th, so I can't use the 2% day.  Discover seems to do that a lot.  I have no doubt it's some kind of ploy to get people to report a balance so they can charge daily residuals on the next cycle.  Sneaky.


please explain this daily residuals thing?  as long as you pay your balance in full by your payment due date there are no interest fees.


If you carry a balance from the previous month, they charge daily residuals instead of giving you a grace period for the next month.  It's in the fine print.


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

Take the FICO Fitness Challenge
Message 10 of 30