Reply
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Discover 2% back september 1-4

[ Edited ]

gettnthere wrote:

jsickz32 wrote:
Ah i guess no 2% rewards for me since i dont buy groceries

Jsickz32, you never buy groceries? how do you eat lol


nope i only go to supermarket to buy bottle water thats it. i eat out all the time

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Established Contributor
Posts: 912
Registered: ‎06-14-2012
0

Re: Discover 2% back september 1-4


jsickz32 wrote:

gettnthere wrote:

jsickz32 wrote:
Ah i guess no 2% rewards for me since i dont buy groceries

Jsickz32, you never buy groceries? how do you eat lol


nope i only go to supermarket to buy bottle water thats it. i eat out all the time


:smileyvery-happy: lol thats what i figured. i,too, eat out a TON. what card do you use on eating out that nets you the most rewards?



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Valued Contributor
Posts: 2,505
Registered: ‎11-11-2010
0

Re: Discover 2% back september 1-4

For eatting outside, Citi Forward card is your best friend forever. CSP if you travel as well.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Discover 2% back september 1-4


gettnthere wrote:

jsickz32 wrote:

gettnthere wrote:

jsickz32 wrote:
Ah i guess no 2% rewards for me since i dont buy groceries

Jsickz32, you never buy groceries? how do you eat lol


nope i only go to supermarket to buy bottle water thats it. i eat out all the time


:smileyvery-happy: lol thats what i figured. i,too, eat out a TON. what card do you use on eating out that nets you the most rewards?


right now im using bofa amex because it hasent seen any use since i got it. but before this week i was using citi foward to do the spend 650 for 10000 points plus i get 5 point at restaurants i believe.

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Discover 2% back september 1-4

[ Edited ]

trumpet-205 wrote:

For eatting outside, Citi Forward card is your best friend forever. CSP if you travel as well.


yup i accumulate 2000 in 1 month plus the 10000 i got for spending 650
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Valued Contributor
Posts: 2,505
Registered: ‎11-11-2010
0

Re: Discover 2% back september 1-4

[ Edited ]

Just keep in mind that Citi Forward set a limit of 75,000 TY points per year. So if you earn past 75,000 TY points you will need a second best card like Chase Sapphire or Chase Amazon.

 

Try to PC that BofA AMEX into Cash/Travel Reward.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Established Contributor
Posts: 912
Registered: ‎06-14-2012
0

Re: Discover 2% back september 1-4


trumpet-205 wrote:

For eatting outside, Citi Forward card is your best friend forever. CSP if you travel as well.



i know your right and i really REALLY want that darn card, so bad i can nearly taste it lol, but my score just isn't where i need it to be yet to apply for it. its definetly on my "to get" list.



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Discover 2% back september 1-4


trumpet-205 wrote:

Just keep in mind that Citi Forward set a limit of 75,000 TY points per year. So if you spend past 75,000 TY points you will need a second best card like Chase Sapphire or Chase Amazon.

 

Try to PC that BofA AMEX into Cash/Travel Reward.


i have bofa cash rewards already. i like the way the bofa amex looks and i get 1.25 points on every dollar not the best but im just using it because i havent used it. plus theres a 50 statement credit on first purchase so im just using it to get that.

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Discover 2% back september 1-4


gettnthere wrote:

trumpet-205 wrote:

For eatting outside, Citi Forward card is your best friend forever. CSP if you travel as well.



i know your right and i really REALLY want that darn card, so bad i can nearly taste it lol, but my score just isn't where i need it to be yet to apply for it. its definetly on my "to get" list.


i got approved for it with 676 EQ with 2000 cl.

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Established Contributor
Posts: 912
Registered: ‎06-14-2012
0

Re: Discover 2% back september 1-4


jsickz32 wrote:

trumpet-205 wrote:

For eatting outside, Citi Forward card is your best friend forever. CSP if you travel as well.


yup i accumulate 2000 in 1 month plus the 10000 i got for spending 650

dang man, you're really making my fingers itch lol i will EVENTUALLY have that card. patience is just not one of my best virtues:smileyhappy:



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.