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Valued Member
Posts: 48
Registered: ‎02-11-2009
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Discover 30 day message

[ Edited ]

I applied for the Discover More card today and got the 30 day message. What do you think my chances of getting the card are?

 

My scores are EQ - 690 TU - 732.

 

Utilization is 5 percent. I'd really like a discover card to add to my wallet. Its should also help my utilization.

 

I also dont have any baddies.

Message Edited by snier on 05-15-2009 08:29 PM

Starting Score: 641
Current Score: 712
Goal Score: 780


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Established Contributor
Posts: 645
Registered: ‎10-24-2007
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Re: Discover 30 day message

Your numbers all look good enough for Discover. How many credit cards do you have now and what is your AAofAs? Are you employed full time or a student?

Valued Member
Posts: 48
Registered: ‎02-11-2009
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Re: Discover 30 day message

[ Edited ]

I have 2 capital one cards, 2 Chase cards, and a best buy card.

My oldest account is one year and 6 months old. My average age of accounts is 11 months. Well it should be one year. One of my capital one and chase cards are turning one year this month.

I'm a full time student.

 

 

 

Message Edited by snier on 05-15-2009 09:09 PM

Starting Score: 641
Current Score: 712
Goal Score: 780


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Regular Contributor
Posts: 129
Registered: ‎02-19-2008
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Re: Discover 30 day message

I just applied for and was approved for the Discover More card 2 days ago.   Not sure if they pulled EX or TU but my EX is about 680 now and my TU is about 720 now.  My utilization unfortunately is about 90%.  CL was only $3500 but still it's a start.  I would think you wouldn't have any trouble.
FICO 05/27/08 TU 721 EQ 681 EX 664
FICO 05/15/08 TU 721 EQ 665 EX 645
FICO 04/26/08 TU 685 EQ 662 EX 626
One "UP" two to go!!!
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