Discover 5% - Best Buy a Department Store?

[Jansroom726]

Hi All,

Question on the upcoming 5% category spend bonus with Discover.

They mentioned Department stores as one of the categories, and they state:

"Department stores are defined as retailers selling a wide variety of merchandise, with separate checkout counters in each department."

Is Best Buy considered a departmnet store? I view it as an electronics department store, as they have multiple checkout locations in each department.

(Home Theatres, Car Audio, Geek Squad, Appliances, etc...)

Thanks!

[Anonymous]

Yes definitely is its listed as retail on your credit report. If you are approved for the platinum visa than no it is considered a charge card none as credit card. Both cards are hard to get.

[ojefferyo]

That's a good question, I'm guess it all depends on how their coding is. I'm curios as well, hopefuly soeone with experince will chime in.

[Bman70]

No I'm pretty sure it's listed as an Electronics store, along with Apple. Department store would be Macy's, Nordstrom, etc - think clothing and furniture. 

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@Jansroom726 wrote:

Hi All,

Question on the upcoming 5% category spend bonus with Discover.

They mentioned Department stores as one of the categories, and they state:

"Department stores are defined as retailers selling a wide variety of merchandise, with separate checkout counters in each department."

Is Best Buy considered a departmnet store? I view it as an electronics department store, as they have multiple checkout locations in each department.

(Home Theatres, Car Audio, Geek Squad, Appliances, etc...)

Thanks!

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[longtimelurker]

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@Bman70 wrote:

No I'm pretty sure it's listed as an Electronics store, along with Apple. Department store would be Macy's, Nordstrom, etc - think clothing and furniture. 

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@Jansroom726 wrote:

Hi All,

Question on the upcoming 5% category spend bonus with Discover.

They mentioned Department stores as one of the categories, and they state:

"Department stores are defined as retailers selling a wide variety of merchandise, with separate checkout counters in each department."

Is Best Buy considered a departmnet store? I view it as an electronics department store, as they have multiple checkout locations in each department.

(Home Theatres, Car Audio, Geek Squad, Appliances, etc...)

Thanks!

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Yes, "wide variety" is obviously a little vague.   There is (was) a large bookstore in London I used to go where different "departments" (such as science textbooks) have their own checkout.   But it's a book store, not a department store.....

[OmarGB9]

Doubt it unfortunately as it's pretty much only dedicated to electronics even with separate checkout counters in every department.

[Jansroom726]

That's really unfortunate, as I view it as being a department store.

Yes, it's very vague - as a "wide variety" could be anything.

To me selling paper, a toaster oven, and a cell phone, or even gaming T-shirts is quite "Varied".

They even consider each area a department. I think I'm going to send a sercure message and find out.

[OmarGB9]

I've always thought of department stores as being clothing stores.

[Jansroom726]

"Clothing Stores" is it's own seperate category also part of the upcoming quarterly bonus - which makes me think that department stores aren't exclusive to only clothing stores.

[Bman70]

A clothing store would be GAP, Old Navy, American Eagle, etc.. nothing but clothing. 

Here, pore over this list of categories and examples from US Bank (Cash +): https://cashplus.usbank.com/index.cfm/main/categories/demo/true

Clicking 'more' on a category shows a whole list. As far as I've seen, all CCs agree with US Bank, unless occasionally a Target or Walmart gets coded as Grocery.