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Valued Contributor
indiolatino61
Posts: 1,439
Registered: ‎11-10-2012

Discover 5% Category

Hello all...do you think buying tools at Sears or Harbor Freight qualifies for the 5% home improvement category or does it have to be stores like Lowe's, Ace or Home Depot? I just bought a bunch of tools, so I hope so...lol!

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Frequent Contributor
b_seeker
Posts: 390
Registered: ‎03-24-2013

Re: Discover 5% Category

Pretty sure Sears is considered a department store. Had you ordered the tools online, I think Sears is a ShopDiscover partner.



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In the garden as of 10/12/2013
Regular Contributor
fittiger
Posts: 216
Registered: ‎02-20-2013

Re: Discover 5% Category

What about plant nurseries?  Would they qualify for the 5% category?

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Valued Contributor
Gunnar419
Posts: 1,116
Registered: ‎01-23-2013

Re: Discover 5% Category


fittiger wrote:

What about plant nurseries?  Would they qualify for the 5% category?


Plant nurseries almost certainly do.

 

Home improvement doesn't have to be Home Depot or Lowes. Anything coded as a hardware store, paint store, or garden store also qualifies.

 

The fine print on the 5% category will tell you what codings qualify. Then you can check the codings of the businesses you're considering shopping at online:

 

http://visa.via.infonow.net/locator/usa/supplier/

 

Frequent Contributor
fltn
Posts: 279
Registered: ‎12-26-2012

Re: Discover 5% Category

Anyone know how furniture stores are coded? I wonder if I could pay off an account I have at Badcock with my discover and get the 5%.

My payments always show as a purchase, and I was going to pay it off, so I figured why not pay it off with Discover and when it posts prior to statement, then just pay off Discover and get the bonus.

I own $1500 on furniture and that would cover the Discover promo.

Thanks for any info.

Currently "freezing" in the garden!
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HiLine
Posts: 2,836
Registered: ‎10-19-2012

Re: Discover 5% Category


Gunnar419 wrote:

fittiger wrote:

What about plant nurseries?  Would they qualify for the 5% category?


Plant nurseries almost certainly do.

 

Home improvement doesn't have to be Home Depot or Lowes. Anything coded as a hardware store, paint store, or garden store also qualifies.

 

The fine print on the 5% category will tell you what codings qualify. Then you can check the codings of the businesses you're considering shopping at online:

 

http://visa.via.infonow.net/locator/usa/supplier/

 


+1

 

New Contributor
tatterz
Posts: 121
Registered: ‎02-26-2013

Re: Discover 5% Category


Gunnar419 wrote:

fittiger wrote:

What about plant nurseries?  Would they qualify for the 5% category?


Plant nurseries almost certainly do.

 

Home improvement doesn't have to be Home Depot or Lowes. Anything coded as a hardware store, paint store, or garden store also qualifies.

 

The fine print on the 5% category will tell you what codings qualify. Then you can check the codings of the businesses you're considering shopping at online:

 

http://visa.via.infonow.net/locator/usa/supplier/

 


considering that Amex doesn't use the same classifications as Visa, would Discover go by MCC codes? Lol, you love that site xD It is very nifty.

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HiLine
Posts: 2,836
Registered: ‎10-19-2012

Re: Discover 5% Category


tatterz wrote:

Gunnar419 wrote:

fittiger wrote:

What about plant nurseries?  Would they qualify for the 5% category?


Plant nurseries almost certainly do.

 

Home improvement doesn't have to be Home Depot or Lowes. Anything coded as a hardware store, paint store, or garden store also qualifies.

 

The fine print on the 5% category will tell you what codings qualify. Then you can check the codings of the businesses you're considering shopping at online:

 

http://visa.via.infonow.net/locator/usa/supplier/

 


considering that Amex doesn't use the same classifications as Visa, would Discover go by MCC codes? Lol, you love that site xD It is very nifty.


Are you sure about that? To my knowledge Amex uses the merchant codes used by IRS Revenue Procedure 2004-43 to classify businesses by specific market segments.


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