Reply
New Contributor
happyhome40
Posts: 70
Registered: ‎10-02-2009

Re: Discover 5% Oct-Dec / Be Careful

I spoke to a rep about this very thing last month because I had questions about what constituted online shopping. I was told any and all online shopping would receive 5%. The rep asked her supervisor and that is where the info came from. Also, when you shop through ShopDiscover, you still get whatever CB the merchant is offering in addition to the 5% from Discover. So if you shop at shoes.com and they are offering 20% CB, you'll still get that and an additional 5% from Discover.

 

HTH

Established Contributor
flowfaster
Posts: 787
Registered: ‎08-30-2011

Re: Discover 5% Oct-Dec / Be Careful

[ Edited ]

Oh yeah. I love ShoDiscover.  If you combine this with a giftcard bonus(from shopdiscover) you get the cashback on the pre gift card price.  YMMV

 

I redeemed my cashback for a $50 Sears gift card for $40.  Then bought something through shopdiscover at sears for $55 at 10% cashback and used the giftcard.  I got 5.50 cash back bonus on that deal. YMMV  Does that make sense?  I'm sensing some great deals incoming if you can get an additional 5% on top of all that.  lol

 

 

If this does work, and I think it will because it worked last year, (giftcard thing + cashback bonus of full amount) I would save this card till black friday-xmas to maximize the savings.

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Valued Contributor
kevinjjc
Posts: 1,301
Registered: ‎01-14-2009

Re: Discover 5% Oct-Dec / Be Careful

Sounds like Discover will be the card to use for online shopping starting in Oct until the end of the year. Too bad there's the $1,500 spend cap, so max $75 cashback.
New Contributor
happyhome40
Posts: 70
Registered: ‎10-02-2009

Re: Discover 5% Oct-Dec / Be Careful

Dont forget, if you use ShopDiscover you get more than that. ShopDiscover is unlimited.

 

New Contributor
CardinalRules
Posts: 69
Registered: ‎06-27-2012

Re: Discover 5% Oct-Dec / Be Careful

If it's true that you get 5% cashback for any and all online shopping, then it will be the go to card for the rest of the year, especially with the holidays coming up.

AMEX SPG - $8k
Citi AA Visa - $6.5k
Walmart Discover - $5.5k
Citi Forward - $3.9k
Discover More - $2.5k
Wells Fargo Cash Back - $1.9k
Contributor
firesoul453
Posts: 147
Registered: ‎08-24-2012

Re: Discover 5% Oct-Dec / Be Careful

Its up to discovers discression to what qualifies but my guess is any transaction that says

POS Mode Description ONLINE

 

And don't forget that its online shopping 

and

Department Stores

My ultimate credit wish,
a JP Morgan Palladium card

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+