09-09-2012 09:58 AM
I spoke to a rep about this very thing last month because I had questions about what constituted online shopping. I was told any and all online shopping would receive 5%. The rep asked her supervisor and that is where the info came from. Also, when you shop through ShopDiscover, you still get whatever CB the merchant is offering in addition to the 5% from Discover. So if you shop at shoes.com and they are offering 20% CB, you'll still get that and an additional 5% from Discover.
09-09-2012 10:29 AM - edited 09-09-2012 10:35 AM
Oh yeah. I love ShoDiscover. If you combine this with a giftcard bonus(from shopdiscover) you get the cashback on the pre gift card price. YMMV
I redeemed my cashback for a $50 Sears gift card for $40. Then bought something through shopdiscover at sears for $55 at 10% cashback and used the giftcard. I got 5.50 cash back bonus on that deal. YMMV Does that make sense? I'm sensing some great deals incoming if you can get an additional 5% on top of all that. lol
If this does work, and I think it will because it worked last year, (giftcard thing + cashback bonus of full amount) I would save this card till black friday-xmas to maximize the savings.
09-10-2012 09:26 PM
If it's true that you get 5% cashback for any and all online shopping, then it will be the go to card for the rest of the year, especially with the holidays coming up.
09-10-2012 09:37 PM
Its up to discovers discression to what qualifies but my guess is any transaction that says
POS Mode Description ONLINE
And don't forget that its online shopping
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.