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Registered: ‎05-01-2010
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Discover $500 Cashback Special Offer

Yesterday I got an offer from Discover in the mail offering me $500 Cashback if I spend $3,000/mo in the months of Dec., Jan., Feb., Mar., Apr.

 

On the surface it seems like a good deal, but it really is only ~3.3% Cashback!

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Re: Discover $500 Cashback Special Offer

I would be the one to jump at that offer but I'm really itching for a discover but I never have any luck.. It seems like every time my credit goes up I still have to wait the six months or so to apply and by that time it's not as good lol. But I'd do it although I'm biased and envious
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Re: Discover $500 Cashback Special Offer


scientifics wrote:

Yesterday I got an offer from Discover in the mail offering me $500 Cashback if I spend $3,000/mo in the months of Dec., Jan., Feb., Mar., Apr.

 

On the surface it seems like a good deal, but it really is only ~3.3% Cashback!


I got this offer, but I thought about it and I didn't want to commit to spending that much money every month for 5 months...   seems unrealistic!


Starting Score: 08/29/2011 TU 671 EQ 674
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Re: Discover $500 Cashback Special Offer

I typically don't put $3000/mo on all my credit cards combined.  Expecting me to do that for five months straight is completely unrealistic.


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Registered: ‎10-19-2012
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Re: Discover $500 Cashback Special Offer


scientifics wrote:

Yesterday I got an offer from Discover in the mail offering me $500 Cashback if I spend $3,000/mo in the months of Dec., Jan., Feb., Mar., Apr.

 

On the surface it seems like a good deal, but it really is only ~3.3% Cashback!



Am I reading that right?  They are really asking you to put 3k on your card every month for the next 5 months to get $500?

AMEX Platinum, AMEX Blue cash (10k), AMEX Delta (10k), US Bank Premier Line (14.5k), US Bank Cash + (7.5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (9.5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k), BofA Cash Rewards (10k), Citi Thankyou Pref (6.5k) TU FICO Score = 807, EQ FICO Score = 780, EX FICO Score = 780,
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Re: Discover $500 Cashback Special Offer

Yes they are. I got the offer also. It says you have to sign up to participate and then spend $3K each month. As the poster above said I don't put that much through my cards in a normal month, so I simply shredded it. It's a great offer for those whose spend equals to it. Even at 3% plus it would be a reasonable rewards return for spending you were doing anyway.

 

I don't believe this is a highly targeted offer as my normal spend on discover is in the 200 - 300 dollar range and PIF.

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Registered: ‎10-19-2012
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Re: Discover $500 Cashback Special Offer


HoldingOntoHope wrote:

Yes they are. I got the offer also. It says you have to sign up to participate and then spend $3K each month. As the poster above said I don't put that much through my cards in a normal month, so I simply shredded it. It's a great offer for those whose spend equals to it. Even at 3% plus it would be a reasonable rewards return for spending you were doing anyway.

 

I don't believe this is a highly targeted offer as my normal spend on discover is in the 200 - 300 dollar range and PIF.


oh good lord, there is no way I could even think to push that much through on any of my accounts.  Besides i would have to take away from my Cash + card and I know I will get cash back from that card :smileywink:

AMEX Platinum, AMEX Blue cash (10k), AMEX Delta (10k), US Bank Premier Line (14.5k), US Bank Cash + (7.5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (9.5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k), BofA Cash Rewards (10k), Citi Thankyou Pref (6.5k) TU FICO Score = 807, EQ FICO Score = 780, EX FICO Score = 780,
CreditKarma score = 785, CreditSesame score = 773, Vantage = 903
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Registered: ‎04-11-2012
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Re: Discover $500 Cashback Special Offer

Are they insane?
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Established Contributor
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Registered: ‎09-25-2011
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Re: Discover $500 Cashback Special Offer

lol i was sure this was a typo or i read it wrong but i guess not, I don't know anyone who pushes $15,000 through Discover over a few months, Amex and Chase cards maybe but Discover benefits are still mostly subprime compared to other cards, with the Freedom in the Trifecta destroys Discover more or it card already.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
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