12-28-2012 02:23 PM
Received an email about this offer for my discover more.
Just use Discover for $3,000 each calendar month from January 1, 2013 through June 30, 2013—and pick up an extra $500 Cashback Bonus!**
12-28-2012 05:42 PM - edited 12-28-2012 05:43 PM
Likely it's a targeted offer. If you normally spend that much money each month anyway, I say go for it!
I've received some offers for my Discover More recently, but nothing quite as nice as yours. Mine are more like a 25% discount at Banana Republic or a $50 credit for buying $300 worth of gas at Chevron over the next 3 months. Stuff like that.
12-28-2012 05:58 PM
this was posted on here a few weeks ago.
but could you really dedicate 3000 in spending a month just too discover for that many months straight. (if you miss one its void)
i know i cant.
|Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)|
Starting total revolving credit: $2600 | Current total revolving credit: 31k+
Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
|Amex Zync(Unicorn) |
Citi Diamond Preferred$6000
12-28-2012 06:12 PM
Pretty sure that it is a targeted offer as I have seen a few other members post about having been offered something similar.
The offer itself is pretty enticing -$500 cash back on 18k of spending works out to a 2.77% return. Correct me if I'm wrong, but that 2.77% would be on top of the cashback earned from the 1% and 5% rotating categories (which would push the total % cash back to something closer to 4%).
The only drawbacks ( aside from the fact that 3k is a fairly large amount for most people to run through one card fir six consecutive months) I can think of are the. 25 on the first 3k and the $1500 caps on the bonus categories each quarter, but the 2.77% more than makes up for those limitations.
12-28-2012 06:18 PM - edited 12-28-2012 06:18 PM
18k to spend wowwww......its a lot of money to spend to get $500 cash back
Take me 2 3 years to spend that much lol wish they have that offer for 2 3 years period.
02-25-2013 05:01 PM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO