06-12-2013 08:40 PM
July 4th? They told me after Jun 19th when I called earlier. I thought we were at the same time.
I thought the same, but they said it has to be after 6 billing cycles and after July 4th. Oh well. Do you have the Request Increase button showing up already on the home page?
06-12-2013 08:47 PM
okay. They said one can call in or request through the online chat feature after July 4th, so the Request Increase button may not be as significant. So, dont worry!
06-12-2013 11:48 PM
Do you have to have six statements before asking for CLI? My card was opened Jan 6th and the first statement didn't close until March and I didn't get a statement last month for not using. I only have 3 statement right now and I'm hoping to CLI next month.
06-13-2013 01:26 AM
Something strange happened on my account. Last week all the sudden the luv button appeared and I was able to fill in the CLI form. But as expected the system asked for permission to HP and then I hit the cancel button as HP for Discover is a NO GO for me. Called and was told my account does not yet allow CLI requests. Wonder why they added that button on my online account. My account is 6 months old but not yet 6th statement. (07/02) Anyway now it looks that the button is blocked "you already have a pending CLI request" and this for 7 days. It will not allow a new trial. Wonder if this will ever get reset next month so I can try again?
06-13-2013 11:45 AM
07-05-2013 09:35 PM
So, after 6th statement got generated, i did call Discover and requested for a CLI using softpull. They told me that the only way my acount would get a CLI is if i take a HP. So, i backed off and told them to not do it.
when i called the automated system, i hear an option for CLI. If i go through that way, will it be an automatic HP? If that is the case, I wont try that either.
Any suggestions, would be appreciated.
07-05-2013 10:07 PM
I'm kinda confused.
A friend of mine just got approved, and during the phone call to get her card activated, the agent told her that she could call in after 3 months to get her credit limit increased.
There has been another thread mentioning about this policy change as well, but several people had tried but were told to wait for 6 months.
Does that 3 month CLI window apply for certain customers only then? :/
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.