Reply
Established Contributor
Posts: 637
Registered: ‎09-18-2011
0

Re: Discover 6th statement CLI questions


enharu wrote:

I'm kinda confused.

A friend of mine just got approved, and during the phone call to get her card activated, the agent told her that she could call in after 3 months to get her credit limit increased.


There has been another thread mentioning about this policy change as well, but several people had tried but were told to wait for 6 months.

Does that 3 month CLI window apply for certain customers only then? :/

 


I am not sure either. In any case, if the softpull CLI option doesnt exist, that would suck!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Moderator
Posts: 27,122
Registered: ‎09-13-2012
0

Re: Discover 6th statement CLI questions

[ Edited ]
It seems there policy may have changed. I haven't called back yet to try since my statement just updated today.
Established Contributor
Posts: 637
Registered: ‎09-18-2011
0

Re: Discover 6th statement CLI questions


09Lexie wrote:
It seems there policy may have changed. I haven't called back yet to try since my statement just updated today.

Good luck to you!!!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
0

Re: Discover 6th statement CLI questions

@lexie please keep us updated!

I'm forced to wait anyhow because several of my cards reported at >90% utilization. Still got about 18 days before my CSP statement cuts again. I will try to have everything report 0 except for 1 card so I can ask discover, Macy's, Bloomingdales and Wells Fargo for a CLI next month.

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Established Contributor
Posts: 637
Registered: ‎09-18-2011
0

Re: Discover 6th statement CLI questions

 

Update:

I tried the chat feature and they asked to call next month to see if a soft pull CLI is possible on my account.

 

 


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.