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Discover APR reduction...

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CribDuchess
Established Contributor

Re: Discover APR reduction...

I've had my Discover since 1991.  APR is 12.99%.  Not the greatest, but it could be a lot worse.

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Message 21 of 28
Anonymous
Not applicable

Re: Discover APR reduction...

MarineVietVet is doing it right at apr 9.99%. Did you whittle it down over time or was that an issue apr? Any amount more than apr 10% is just wrong! To PIF is good but some times life gets in the way. You just never know.

Message 22 of 28
MarineVietVet
Moderator Emeritus

Re: Discover APR reduction...


@Anonymous wrote:

MarineVietVet is doing it right at apr 9.99%. Did you whittle it down over time or was that an issue apr? Any amount more than apr 10% is just wrong! To PIF is good but some times life gets in the way. You just never know.


It's been higher than that but I can't recall the exact amount. I never asked for an APR reduction. For some reason they reduced it on their own.

But it did go from a fixed rate to a variable rate.

Message 23 of 28
CS800
Super Contributor

Re: Discover APR reduction...

Even my Cap One is at 9.50% fixed




Message 24 of 28
LS2982
Mega Contributor

Re: Discover APR reduction...


@Middleswarth wrote:

3.99% for the first 6 months then it goes to 22.9%.  That's okay though because they will never get a penny of interest from me.  PIF every month.  Smiley LOL


Same here. coming up on 6 months next month so no more carrying a balance! Smiley Happy

 




EQ FICO 548 3/3/16
Message 25 of 28
LS2982
Mega Contributor

Re: Discover APR reduction...


@RockinRay wrote:

@MarineVietVet wrote:

@RockinRay wrote:

I called Discover this to ask about a rate redution.

 

My current APR was 19.99%. They lowered **bleep** to 16.24%.

 

Just wondering if this si a good rate for Discover? What kind of rates do  other forum mmbers have?


MIne is at 9.99%. (Why don't they just make it an even 10%????) 


LOL - the same game as they play with gasoline... $3.4999999999 sounds much better than $3.50! Makes me think I am getting a deal...  Smiley Happy


Very true!!!!! Smiley Very Happy

 




EQ FICO 548 3/3/16
Message 26 of 28
gettnthere
Established Contributor

Re: Discover APR reduction...

Ray,

With the card line-up you have and some of the great APR'S I'm sure that come with them, you probably wouldn't have a hard time getting DISCOVER to compete.


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 27 of 28
LS2982
Mega Contributor

Re: Discover APR reduction...


@gettnthere wrote:
Ray,

With the card line-up you have and some of the great APR'S I'm sure that come with them, you probably wouldn't have a hard time getting DISCOVER to compete.

I agree, and if they don't just use for the categories and nothing else.

 




EQ FICO 548 3/3/16
Message 28 of 28
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