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I've had my Discover since 1991. APR is 12.99%. Not the greatest, but it could be a lot worse.
MarineVietVet is doing it right at apr 9.99%. Did you whittle it down over time or was that an issue apr? Any amount more than apr 10% is just wrong! To PIF is good but some times life gets in the way. You just never know.
@Anonymous wrote:MarineVietVet is doing it right at apr 9.99%. Did you whittle it down over time or was that an issue apr? Any amount more than apr 10% is just wrong! To PIF is good but some times life gets in the way. You just never know.
It's been higher than that but I can't recall the exact amount. I never asked for an APR reduction. For some reason they reduced it on their own.
But it did go from a fixed rate to a variable rate.
Even my Cap One is at 9.50% fixed
@Middleswarth wrote:3.99% for the first 6 months then it goes to 22.9%. That's okay though because they will never get a penny of interest from me. PIF every month.
Same here. coming up on 6 months next month so no more carrying a balance!
@RockinRay wrote:
@MarineVietVet wrote:
@RockinRay wrote:I called Discover this to ask about a rate redution.
My current APR was 19.99%. They lowered **bleep** to 16.24%.
Just wondering if this si a good rate for Discover? What kind of rates do other forum mmbers have?
MIne is at 9.99%. (Why don't they just make it an even 10%????)
LOL - the same game as they play with gasoline... $3.4999999999 sounds much better than $3.50! Makes me think I am getting a deal...
Very true!!!!!
@gettnthere wrote:
Ray,
With the card line-up you have and some of the great APR'S I'm sure that come with them, you probably wouldn't have a hard time getting DISCOVER to compete.
I agree, and if they don't just use for the categories and nothing else.