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Established Contributor
Posts: 682
Registered: ‎09-12-2011
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Re: Discover APR reduction...

I've had my Discover since 1991.  APR is 12.99%.  Not the greatest, but it could be a lot worse.

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Valued Member
Posts: 30
Registered: ‎03-04-2012
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Re: Discover APR reduction...

MarineVietVet is doing it right at apr 9.99%. Did you whittle it down over time or was that an issue apr? Any amount more than apr 10% is just wrong! To PIF is good but some times life gets in the way. You just never know.

No interest in low interest rate credit cards?
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Posts: 17,306
Registered: ‎07-14-2009
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Re: Discover APR reduction...


MoneyPurchaseOptions wrote:

MarineVietVet is doing it right at apr 9.99%. Did you whittle it down over time or was that an issue apr? Any amount more than apr 10% is just wrong! To PIF is good but some times life gets in the way. You just never know.


It's been higher than that but I can't recall the exact amount. I never asked for an APR reduction. For some reason they reduced it on their own.

But it did go from a fixed rate to a variable rate.

Super Contributor
Posts: 6,670
Registered: ‎04-07-2008
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Re: Discover APR reduction...

Even my Cap One is at 9.50% fixed




Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Discover APR reduction...


Middleswarth wrote:

3.99% for the first 6 months then it goes to 22.9%.  That's okay though because they will never get a penny of interest from me.  PIF every month.  Smiley LOL


Same here. coming up on 6 months next month so no more carrying a balance! Smiley Happy

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
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EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Discover APR reduction...


RockinRay wrote:

MarineVietVet wrote:

RockinRay wrote:

I called Discover this to ask about a rate redution.

 

My current APR was 19.99%. They lowered **bleep** to 16.24%.

 

Just wondering if this si a good rate for Discover? What kind of rates do  other forum mmbers have?


MIne is at 9.99%. (Why don't they just make it an even 10%????) 


LOL - the same game as they play with gasoline... $3.4999999999 sounds much better than $3.50! Makes me think I am getting a deal...  Smiley Happy


Very true!!!!! Smiley Very Happy

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
Posts: 912
Registered: ‎06-14-2012
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Re: Discover APR reduction...

Ray,

With the card line-up you have and some of the great APR'S I'm sure that come with them, you probably wouldn't have a hard time getting DISCOVER to compete.


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Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Discover APR reduction...


gettnthere wrote:
Ray,

With the card line-up you have and some of the great APR'S I'm sure that come with them, you probably wouldn't have a hard time getting DISCOVER to compete.

I agree, and if they don't just use for the categories and nothing else.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
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