Reply
Senior Contributor
drkaje
Posts: 3,491
Registered: ‎07-25-2008
0

Re: Discover APR reduction...

@ marty56,

 

"Nobody knows you when you're down and out" Jimmy Cox, 1923 :smileyhappy:

 


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Valued Contributor
RockinRay
Posts: 1,947
Registered: ‎08-13-2007
0

Re: Discover APR reduction...


CS800 wrote:

Mine is at 19.99 too, i assume there was no HP or SP to get the APR lowered?


Nope - just an account review...

Ray

** Every Card has a Job, and Every Card does its Job **

New Contributor
OwNt
Posts: 62
Registered: ‎10-07-2007
0

Re: Discover APR reduction...

My APR is 10.99%.

 

I'll call one of these weeks to see if they'll lower it.

~~Credit Cards~~
Alliant Platinum Rewards Visa, AmEx BCP, BofA Power Rewards, Bank of the West Platinum, Barclay Rewards World MC, Chase Freedom/Chase Sapphire Preferred, Citi Thank You Preferred/Citi Dividend Select, Discover IT, FNBOmaha, Paypal MC, US Bank Cash+/US Bank Perks+.

Total: $300,000+ in lines.
Frequent Contributor
Middleswarth
Posts: 253
Registered: ‎08-31-2011
0

Re: Discover APR reduction...

3.99% for the first 6 months then it goes to 22.9%.  That's okay though because they will never get a penny of interest from me.  PIF every month.  :smileylol:

Moderator
MarineVietVet
Posts: 14,948
Registered: ‎07-14-2009
0

Re: Discover APR reduction...


RockinRay wrote:

I called Discover this to ask about a rate redution.

 

My current APR was 19.99%. They lowered **bleep** to 16.24%.

 

Just wondering if this si a good rate for Discover? What kind of rates do  other forum mmbers have?


MIne is at 9.99%. (Why don't they just make it an even 10%????) 

Established Contributor
searchingfor67
Posts: 665
Registered: ‎08-02-2011
0

Re: Discover APR reduction...

0% on purchases for 15 months, 9.9% on balance transfer for 18 mos, 18.99% thereafter...will ask that it remain at 9.99% after the promotional period.

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCP $13K | Amex Costco TE $10.4K | Amex SPG $10.1K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Discover IT $9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU Flagship Visa Signature $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $10K | USAA World MC $9K
Valued Contributor
mxp114
Posts: 1,381
Registered: ‎09-01-2011
0

Re: Discover APR reduction...

I think my go to rate is 14.99%, currently on a 0% for 15 months offer. They won't review it for reduction until after the promotional APR expires.

Regular Contributor
asteroidblues86
Posts: 234
Registered: ‎08-04-2012
0

Re: Discover APR reduction...


RockinRay wrote:

 What kind of rates do  other forum mmbers have?


I've been a cardmember since '08 and my APR is 17.24%. I always PIF.

Established Contributor
Smug
Posts: 961
Registered: ‎12-21-2010
0

Re: Discover APR reduction...

My 3.99 APR just ran out :smileysad:
Experian® 808/Equifax® ?/TransUnion® 810
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $121,190.00
Goal 780!
Valued Contributor
RockinRay
Posts: 1,947
Registered: ‎08-13-2007
0

Re: Discover APR reduction...


MarineVietVet wrote:

RockinRay wrote:

I called Discover this to ask about a rate redution.

 

My current APR was 19.99%. They lowered **bleep** to 16.24%.

 

Just wondering if this si a good rate for Discover? What kind of rates do  other forum mmbers have?


MIne is at 9.99%. (Why don't they just make it an even 10%????) 


LOL - the same game as they play with gasoline... $3.4999999999 sounds much better than $3.50! Makes me think I am getting a deal...  :smileyhappy:

Ray

** Every Card has a Job, and Every Card does its Job **


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}