No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@ marty56,
"Nobody knows you when you're down and out" Jimmy Cox, 1923
@CS800 wrote:Mine is at 19.99 too, i assume there was no HP or SP to get the APR lowered?
Nope - just an account review...
My APR is 10.99%.
I'll call one of these weeks to see if they'll lower it.
3.99% for the first 6 months then it goes to 22.9%. That's okay though because they will never get a penny of interest from me. PIF every month.
@RockinRay wrote:I called Discover this to ask about a rate redution.
My current APR was 19.99%. They lowered **bleep** to 16.24%.
Just wondering if this si a good rate for Discover? What kind of rates do other forum mmbers have?
MIne is at 9.99%. (Why don't they just make it an even 10%????)
0% on purchases for 15 months, 9.9% on balance transfer for 18 mos, 18.99% thereafter...will ask that it remain at 9.99% after the promotional period.
I think my go to rate is 14.99%, currently on a 0% for 15 months offer. They won't review it for reduction until after the promotional APR expires.
@RockinRay wrote:What kind of rates do other forum mmbers have?
I've been a cardmember since '08 and my APR is 17.24%. I always PIF.
@MarineVietVet wrote:
@RockinRay wrote:I called Discover this to ask about a rate redution.
My current APR was 19.99%. They lowered **bleep** to 16.24%.
Just wondering if this si a good rate for Discover? What kind of rates do other forum mmbers have?
MIne is at 9.99%. (Why don't they just make it an even 10%????)
LOL - the same game as they play with gasoline... $3.4999999999 sounds much better than $3.50! Makes me think I am getting a deal...