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Senior Contributor
Posts: 3,491
Registered: ‎07-25-2008
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Re: Discover APR reduction...

@ marty56,

 

"Nobody knows you when you're down and out" Jimmy Cox, 1923 :smileyhappy:

 


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Valued Contributor
Posts: 1,960
Registered: ‎08-13-2007
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Re: Discover APR reduction...


CS800 wrote:

Mine is at 19.99 too, i assume there was no HP or SP to get the APR lowered?


Nope - just an account review...

Ray

** Every Card has a Job, and Every Card does its Job **

New Contributor
Posts: 62
Registered: ‎10-07-2007
0

Re: Discover APR reduction...

My APR is 10.99%.

 

I'll call one of these weeks to see if they'll lower it.

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Frequent Contributor
Posts: 253
Registered: ‎08-31-2011
0

Re: Discover APR reduction...

3.99% for the first 6 months then it goes to 22.9%.  That's okay though because they will never get a penny of interest from me.  PIF every month.  :smileylol:

Moderator
Posts: 17,142
Registered: ‎07-14-2009
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Re: Discover APR reduction...


RockinRay wrote:

I called Discover this to ask about a rate redution.

 

My current APR was 19.99%. They lowered **bleep** to 16.24%.

 

Just wondering if this si a good rate for Discover? What kind of rates do  other forum mmbers have?


MIne is at 9.99%. (Why don't they just make it an even 10%????) 

Established Contributor
Posts: 665
Registered: ‎08-02-2011
0

Re: Discover APR reduction...

0% on purchases for 15 months, 9.9% on balance transfer for 18 mos, 18.99% thereafter...will ask that it remain at 9.99% after the promotional period.

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

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Valued Contributor
Posts: 1,474
Registered: ‎09-01-2011
0

Re: Discover APR reduction...

I think my go to rate is 14.99%, currently on a 0% for 15 months offer. They won't review it for reduction until after the promotional APR expires.

Regular Contributor
Posts: 234
Registered: ‎08-04-2012
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Re: Discover APR reduction...


RockinRay wrote:

 What kind of rates do  other forum mmbers have?


I've been a cardmember since '08 and my APR is 17.24%. I always PIF.

Established Contributor
Posts: 961
Registered: ‎12-21-2010
0

Re: Discover APR reduction...

My 3.99 APR just ran out :smileysad:
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Total Credit $121,190.00
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Valued Contributor
Posts: 1,960
Registered: ‎08-13-2007
0

Re: Discover APR reduction...


MarineVietVet wrote:

RockinRay wrote:

I called Discover this to ask about a rate redution.

 

My current APR was 19.99%. They lowered **bleep** to 16.24%.

 

Just wondering if this si a good rate for Discover? What kind of rates do  other forum mmbers have?


MIne is at 9.99%. (Why don't they just make it an even 10%????) 


LOL - the same game as they play with gasoline... $3.4999999999 sounds much better than $3.50! Makes me think I am getting a deal...  :smileyhappy:

Ray

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