Discover APR reduction...

[drkaje]

@ marty56,

"Nobody knows you when you're down and out" Jimmy Cox, 1923

[RockinRay]

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@CS800 wrote:

Mine is at 19.99 too, i assume there was no HP or SP to get the APR lowered?

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Nope - just an account review...

[OwNt]

My APR is 10.99%.

I'll call one of these weeks to see if they'll lower it.

[Middleswarth]

3.99% for the first 6 months then it goes to 22.9%.  That's okay though because they will never get a penny of interest from me.  PIF every month.  

[MarineVietVet]

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@RockinRay wrote:

I called Discover this to ask about a rate redution.

My current APR was 19.99%. They lowered **bleep** to 16.24%.

Just wondering if this si a good rate for Discover? What kind of rates do  other forum mmbers have?

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MIne is at 9.99%. (Why don't they just make it an even 10%????) 

[searchingfor67]

0% on purchases for 15 months, 9.9% on balance transfer for 18 mos, 18.99% thereafter...will ask that it remain at 9.99% after the promotional period.

[mxp114]

I think my go to rate is 14.99%, currently on a 0% for 15 months offer. They won't review it for reduction until after the promotional APR expires.

[asteroidblues86]

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@RockinRay wrote:

 What kind of rates do  other forum mmbers have?

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I've been a cardmember since '08 and my APR is 17.24%. I always PIF.

[Smug]

My 3.99 APR just ran out

[RockinRay]

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@MarineVietVet wrote:

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@RockinRay wrote:

I called Discover this to ask about a rate redution.

My current APR was 19.99%. They lowered **bleep** to 16.24%.

Just wondering if this si a good rate for Discover? What kind of rates do  other forum mmbers have?

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MIne is at 9.99%. (Why don't they just make it an even 10%????) 

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LOL - the same game as they play with gasoline... $3.4999999999 sounds much better than $3.50! Makes me think I am getting a deal...