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I know $38,700 in credit is very little for a lot of people, but it is more than enough for my needs. So, I have decided to focus on apr reductions. So, I just got done with live chat with Discover and they lowered my rate from 17.74 to 15.74. Every little bit helps!
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@Anonymous wrote:I know $38,700 in credit is very little for a lot of people, but it is more than enough for my needs. So, I have decided to focus on apr reductions. So, I just got done with live chat with Discover and they lowered my rate from 17.74 to 15.74. Every little bit helps!
You can try every 6months... also....dont just ask for an apr decrease... Are there any offers for my account, then go for the APR decrease.... sometimes theres another 0% offer or BT offer....May want to take a sharper temporary APR offer if you do have a balance... then go for the perm next time around